VG CONSUMER FINANCE LIMITED
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Next accounts due
2027-03-31 (in 10mo)
Last filed for 2025-06-28
Confirmation statement due
2027-05-20 (in 1y)
Last made up 2026-05-06
Watchouts
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
The Directors consider the going concern of VG Consumer Finance Limited ("VGCF") to be dependent on continued group support from The Very Group Limited ("TVGL") for the next 12 months from the approval date of this report. Shop Direct Finance Company Limited ("SDFC") has also indicated its intention to not recall or demand any repayment of the balances due to SDFC as at 28 June 2025, except that insofar as the funds of the company permit repayment and that such repayment will not adversely affect the ability of the company to carry on its business operations as a going concern.
Accounts
Audit & accounting basis
- Accounting basis
- FRS 101 Reduced Disclosure Framework
- Reporting scope
- Standalone (parent only)
- Auditor
- MHA
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“The Directors consider the going concern of VG Consumer Finance Limited ("VGCF") to be dependent on continued group support from The Very Group Limited ("TVGL") for the next 12 months from the approval date of this report. Shop Direct Finance Company Limited ("SDFC") has also indicated its intention to not recall or demand any repayment of the balances due to SDFC as at 28 June 2025, except that insofar as the funds of the company permit repayment and that such repayment will not adversely affect the ability of the company to carry on its business operations as a going concern.”
Significant events
- “On 10 November 2025, The Very Group Limited announced the completion of a transaction under which global investment firm Carlyle became the Group's owner by acquiring 100% of its share capital. As a result of the change of ownership, The Barclay family directors no longer sit on the Group's boards.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FRANKLIN, Timothy Alan | Director | 2022-01-06 | Sep 1961 | British |
| MCBRIEN, Nicholas John | Director | 2024-05-31 | Nov 1976 | British |
| NICHOLSON, Julie | Director | 2023-04-21 | Apr 1965 | British |
| STRAN, Garry George | Director | 2025-12-08 | Oct 1965 | British |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BANKS, Richard Lee | Director | 2021-05-11 | 2023-01-31 |
| JORDAN, Thomas Peter | Director | 2021-05-11 | 2024-05-31 |
| KERSHAW, David Wallace | Director | 2021-05-11 | 2025-11-11 |
| SHAPLAND, Alexander John | Director | 2021-05-11 | 2025-09-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Shop Direct Group Financial Services Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-05-11 | Active |
Filing timeline
Last 20 of 22 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-02-24 | AA | accounts | Accounts with accounts type full | |
| 2025-12-10 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-05 | MA | incorporation | Memorandum articles | |
| 2025-12-02 | RESOLUTIONS | resolution | Resolution | |
| 2025-11-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-08 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-25 | AA | accounts | Accounts with accounts type full | |
| 2024-06-03 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-03 | TM01 | officers | Termination director company with name termination date | |
| 2024-05-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-01-11 | AA | accounts | Accounts with accounts type full | |
| 2023-05-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-04 | AP01 | officers | Appoint person director company with name date | |
| 2023-02-23 | TM01 | officers | Termination director company with name termination date | |
| 2023-01-05 | AA | accounts | Accounts with accounts type full | |
| 2022-05-06 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-01-31 | AP01 | officers | Appoint person director company with name date | |
| 2021-06-17 | CS01 | confirmation-statement | Confirmation statement with updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
Latest filed period vs the prior one