INVINITIVE FINANCIAL UK LTD.

• ⚠

  Material uncertainty over going concern

  We draw attention to note 3 in the financial statements, which indicates that the company has incurred loss before tax in the current and prior year of £201,300 and £145,683 respectively, and that the company remains reliant upon the support of the parent company, Invinitive Inc. who have indicated they are supportive of the company but the support is not legally or contractually binding. As stated in note 3, these events or conditions, along with the other matters as set forth in note 3, indicate that a material uncertainty exists that may cast significant doubt on the company's ability to continue as a going concern. Our opinion is not modified in respect of this matter.

1. INVINITIVE FINANCIAL UK LTD. 2021-09-09 → present
2. INVINITIVE INTERNATIONAL LTD 2020-12-17 → 2021-09-09

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Shipleys LLP

Audit opinion

Unqualified (clean)

Going concern

Material uncertainty disclosed

“We draw attention to note 3 in the financial statements, which indicates that the company has incurred loss before tax in the current and prior year of £201,300 and £145,683 respectively, and that the company remains reliant upon the support of the parent company, Invinitive Inc. who have indicated they are supportive of the company but the support is not legally or contractually binding. As stated in note 3, these events or conditions, along with the other matters as set forth in note 3, indicate that a material uncertainty exists that may cast significant doubt on the company's ability to continue as a going concern. Our opinion is not modified in respect of this matter.”

Group structure

1. INVINITIVE FINANCIAL UK LTD. · parent
   1. Invinitive Trustees Ltd 100% · UK · act as Trustee and Nominee company
   2. Invinitive Nominee Ltd 100% · UK · act as Trustee and Nominee company

Significant events

• “Our official launch in April 2023.”
• “With Assets Under Management (AUM) rising to £22 million.”
• “Expanded Adviser Relationships: Our proposition attracted multiple new introducing firms across Europe and the Middle East, with positive feedback on onboarding speed, platform functionality, and service delivery.”
• “Infrastructure Investments: We further enhanced our platform capabilities by improving user interfaces, deepening custodian integrations, and introducing real-time reporting tools.”
• “Operational Scalability: Our internal team and support systems scaled effectively to meet demand, maintaining SLAs on all service tickets and transfer processes.”
• “Regulatory and Compliance Strengthening: We continued to build on our compliance framework to ensure alignment with CASS, FCA, and pension-specific regulatory obligations.”
• “Market Entry and Expansion: Successfully launched our services across the globe, rapidly establishing a robust client base and expanding our reach.”
• “Product Innovation: Introduced our low cost, flexible pension product designed to meet the diverse needs of our Retail clients and their advisers.”
• “Technology Integration: Invested in cutting-edge technology to enhance our service delivery and client experience, ensuring seamless management of pension plans and transparent communication.”
• “Client Engagement: Developed multiple tools for client engagement, processing and results delivery, making sure that every client had multiple channels they could contact us on without fail.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

1

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  +496.1%

  £8,065 → £48,078

• Cash

  +19%

  £202,025 → £240,463

• Net assets

  +30.8%

  £371,682 → £486,202

  highest in 3 filed years

• Employees

  —

  Not reported

• Operating profit

  -19.7%

  -£177,903 → -£212,970

• Profit before tax

  -38.2%

  -£145,683 → -£201,300

• Wages

  +18.1%

  £35,979 → £42,500

  highest in 3 filed years

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers