UK Companies House feature
INVINITIVE FINANCIAL UK LTD.
Cash
£240K
+19% vs 2023
Net assets
£486K
+30.8% vs 2023
Employees
2
Average over period
Profit before tax
-£201K
-38.2% vs 2023
Profile
- Company number
- 13086962
- Status
- Active
- Incorporation
- 2020-12-17
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Net assets
4-year trend · vs UK Fintech median
Accounts
4-year trend · latest 2024-12-31
| Metric | Trend | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Turnover | — | — | £8,065 | £48,078 | |
| Operating profit | — | — | -£177,903 | -£212,970 | |
| Profit before tax | — | — | -£145,683 | -£201,300 | |
| Net profit | -£17,248 | — | -£113,120 | -£150,898 | |
| Cash | — | — | £202,025 | £240,463 | |
| Total assets less current liabilities | -£17,247 | — | £371,682 | £486,202 | |
| Net assets | -£17,247 | — | £371,682 | £486,202 | |
| Equity | -£17,247 | £405,207 | £371,682 | £486,202 | |
| Average employees | — | — | — | 2 | |
| Wages | £1,771 | — | £35,979 | £42,500 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Shipleys LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“We draw attention to note 3 in the financial statements, which indicates that the company has incurred loss before tax in the current and prior year of £201,300 and £145,683 respectively, and that the company remains reliant upon the support of the parent company, Invinitive Inc. who have indicated they are supportive of the company but the support is not legally or contractually binding. As stated in note 3, these events or conditions, along with the other matters as set forth in note 3, indicate that a material uncertainty exists that may cast significant doubt on the company's ability to continue as a going concern. Our opinion is not modified in respect of this matter.”
Subsidiaries
- Invinitive Trustees Ltd · 100% held · UK · act as Trustee and Nominee company
- Invinitive Nominee Ltd · 100% held · UK · act as Trustee and Nominee company
Significant events
- “Our official launch in April 2023.”
- “With Assets Under Management (AUM) rising to £22 million.”
- “Expanded Adviser Relationships: Our proposition attracted multiple new introducing firms across Europe and the Middle East, with positive feedback on onboarding speed, platform functionality, and service delivery.”
- “Infrastructure Investments: We further enhanced our platform capabilities by improving user interfaces, deepening custodian integrations, and introducing real-time reporting tools.”
- “Operational Scalability: Our internal team and support systems scaled effectively to meet demand, maintaining SLAs on all service tickets and transfer processes.”
- “Regulatory and Compliance Strengthening: We continued to build on our compliance framework to ensure alignment with CASS, FCA, and pension-specific regulatory obligations.”
- “Market Entry and Expansion: Successfully launched our services across the globe, rapidly establishing a robust client base and expanding our reach.”
- “Product Innovation: Introduced our low cost, flexible pension product designed to meet the diverse needs of our Retail clients and their advisers.”
- “Technology Integration: Invested in cutting-edge technology to enhance our service delivery and client experience, ensuring seamless management of pension plans and transparent communication.”
- “Client Engagement: Developed multiple tools for client engagement, processing and results delivery, making sure that every client had multiple channels they could contact us on without fail.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 0 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ELLIOTT, Samantha Jo | Director | 2022-02-01 | Sep 1997 | American |
| MACDONALD, Alan Robert | Director | 2020-12-17 | Oct 1978 | British |
| MELEQI, Altin | Director | 2022-02-01 | Nov 1978 | American |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Invinitive Inc. | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2020-12-17 | Active |
Filing timeline
Last 17 of 17 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-08-12 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-04-24 | AA | accounts | accounts with accounts type full |
| 2024-08-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-06-23 | AA | accounts | accounts with accounts type full |
| 2023-09-27 | AA | accounts | accounts with accounts type audited abridged |
| 2023-08-16 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-08-10 | CS01 | confirmation-statement | confirmation statement with updates |
| 2022-06-14 | CH01 | officers | change person director company with change date |
| 2022-06-13 | AD01 | address | change registered office address company with date old address new address |
| 2022-04-28 | SH01 | capital | capital allotment shares |
| 2022-03-14 | AA | accounts | accounts with accounts type micro entity |
| 2022-02-10 | AP01 | officers | appoint person director company with name date |
| 2022-02-10 | AP01 | officers | appoint person director company with name date |
| 2022-01-07 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-09-09 | RESOLUTIONS | resolution | resolution |
| 2021-09-09 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2020-12-17 | NEWINC | incorporation | incorporation company |
Credit score
Altman Z″ (private-firm) · reference 2024-12-31
13.96
SAFE
Altman Z″
- Working capital / Total assets 0.612 × 6.56 = +4.01
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets -0.404 × 6.72 = -2.72
- Book equity / Total liabilities 12.059 × 1.05 = +12.66
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory