MS LENDING GROUP LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-23 (in 2mo)
Last made up 2025-07-09
Watchouts
None on the register
Cash
£873K
-56.6% lowest in 4 filed years
Net assets
£4M
+31.9% highest in 3 filed years
Employees
20
+33.3% highest in 3 filed years
Profit before tax
—
Period ending 2024-12-31
Cash
4-year trend · vs Financials median
Accounts
4-year trend · latest reflected 2024-12-31
| Metric | Trend | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | — | — | — | |
| Profit before tax | — | — | — | — | |
| Net profit | — | — | £1,726,456 | £1,311,778 | |
| Cash | £1,486,888 | £1,465,698 | £2,012,294 | £873,107 | |
| Total assets less current liabilities | £611,069 | — | £3,253,597 | £4,290,375 | |
| Net assets | — | — | — | — | |
| Equity | £611,069 | £2,372,288 | £3,253,597 | £4,290,375 | |
| Average employees | 5 | — | 15 | 20 | |
| Wages | — | — | £517,081 | £885,395 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Lopian Gross Barnett & Co
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the time of approving the financial statements, the directors have a reasonable expectation that the group has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Group structure
- MS LENDING GROUP LIMITED · parent
- MS Lending SPV 1 Limited 100%
- MS Lending SPV 2 Limited 100%
- MS Lending SPV 3 Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ALCOCK, Stephen David | Director | 2024-07-22 | Dec 1977 | British |
| STRATTON, Alexandra Rose Ellwood | Director | 2025-04-29 | Mar 1991 | British |
| STRATTON, Michael James | Director | 2020-07-06 | Mar 1991 | British |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| REASON, Michael | Director | 2022-07-28 | 2024-07-22 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Masb Holdings Limited | Corporate entity | Shares 25–50%, Voting 25–50% | 2022-07-28 | Active |
| Hornsearle Property Group Limited | Corporate entity | Shares 25–50%, Voting 25–50% | 2022-07-28 | Active |
| Mr Michael James Stratton | Individual | Shares 50–75% | 2022-02-24 | Ceased 2022-07-28 |
| Masb Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2020-07-06 | Ceased 2022-02-24 |
Filing timeline
Last 20 of 1042 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-24 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-04-15 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-04-01 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-03-31 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-03-31 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-03-18 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-03-16 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-03-13 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-03-09 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-01-28 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-12-17 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-12-17 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-12-08 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-11-20 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-11-14 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-10-07 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-10-03 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-10-03 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-10-02 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-09-26 | AA | accounts | Accounts with accounts type group |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 20
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
-56.6%
£2,012,294 £873,107
lowest in 4 filed years
-
Net assets
—
Not reported
-
Employees
+33.3%
15 20
highest in 3 filed years
-
Wages
+71.2%
£517,081 £885,395
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers