UK Companies House feature
MS LENDING GROUP LIMITED
Cash
£873K
-56.6% vs 2023
Net assets
£4M
+31.9% vs 2023
Employees
20
+33.3% vs 2023
Profit before tax
—
Period ending 2024-12-31
Profile
- Company number
- 12723324
- Status
- Active
- Incorporation
- 2020-07-06
- Last accounts made up
- 2024-12-31
- Account category
- GROUP
- Primary SIC
- 66190
- Hubs
- UK Fintech
Cash
4-year trend · vs UK Fintech median
Accounts
4-year trend · latest 2024-12-31
| Metric | Trend | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | — | — | — | |
| Profit before tax | — | — | — | — | |
| Net profit | — | — | £1,726,456 | £1,311,778 | |
| Cash | £1,486,888 | £1,465,698 | £2,012,294 | £873,107 | |
| Total assets less current liabilities | £611,069 | — | £3,253,597 | £4,290,375 | |
| Net assets | — | — | — | — | |
| Equity | £611,069 | £2,372,288 | £3,253,597 | £4,290,375 | |
| Average employees | 5 | — | 15 | 20 | |
| Wages | — | — | £517,081 | £885,395 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- Lopian Gross Barnett & Co
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the time of approving the financial statements, the directors have a reasonable expectation that the group has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Subsidiaries
- MS Lending SPV 1 Limited · 100% held · UK · trading company
- MS Lending SPV 2 Limited · 100% held · UK · dormant
- MS Lending SPV 3 Limited · 100% held · UK · dormant
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ALCOCK, Stephen David | Director | 2024-07-22 | Dec 1977 | British |
| STRATTON, Alexandra Rose Ellwood | Director | 2025-04-29 | Mar 1991 | British |
| STRATTON, Michael James | Director | 2020-07-06 | Mar 1991 | British |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| REASON, Michael | Director | 2022-07-28 | 2024-07-22 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Masb Holdings Limited | Corporate entity | Shares 25–50%, Voting 25–50% | 2022-07-28 | Active |
| Hornsearle Property Group Limited | Corporate entity | Shares 25–50%, Voting 25–50% | 2022-07-28 | Active |
| Mr Michael James Stratton | Individual | Shares 50–75% | 2022-02-24 | Ceased 2022-07-28 |
| Masb Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2020-07-06 | Ceased 2022-02-24 |
Filing timeline
Last 20 of 1042 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-24 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2026-04-15 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2026-04-01 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2026-03-31 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2026-03-31 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2026-03-18 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2026-03-16 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2026-03-13 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2026-03-09 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2026-01-28 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-12-17 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-12-17 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-12-08 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-11-20 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-11-14 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-10-07 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-10-03 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-10-03 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-10-02 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-09-26 | AA | accounts | accounts with accounts type group |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory