Cash

£6M

+21.2% vs 2022

Net assets

£9M

-81.7% vs 2022

Employees

17

+13.3% vs 2022

Profit before tax

£7M

-88.3% vs 2022

Profile

Company number
12696838
Status
Active
Incorporation
2020-06-25
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
66300
Hubs
UK Fintech

Net assets

5-year trend · vs UK Fintech median

£0£25m£50m20202020202220222023
FIFTHDELTA LTD

Accounts

5-year trend · latest 2023-12-31

Metric Trend 2020-06-302020-07-032022-01-012022-12-312023-12-31
Turnover £72,777,101£23,478,194
Operating profit £56,305,435£6,512,564
Profit before tax £56,334,032£6,597,299
Net profit £46,055,641£5,741,308
Cash £100£100£2,407,041£5,331,598£6,461,346
Total assets less current liabilities
Net assets £100£100£48,050,764£8,792,072
Equity £100£100£1,995,123£48,050,764£8,792,072
Average employees 1517
Wages £8,566,992£7,582,814

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
HaysMac LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

2 active · 0 resigned

Name Role Appointed Born Nationality
CHAHARBAGHI, Tio Director 2020-07-27 Jun 1987 British
O'KEEFFE, Niall Arthur James Director 2020-06-25 Apr 1978 Irish

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Tifgc Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2025-10-01 Active
Thurleigh Investments Limited Corporate entity Shares 25–50% 2021-06-21 Ceased 2025-10-01
Four Gardens Capital Limited Corporate entity Shares 25–50% 2021-06-21 Ceased 2025-10-01
Mr Tio Chaharbaghi Individual Shares 25–50%, Voting 25–50% 2020-09-08 Ceased 2021-06-21
Mr Niall Arthur James O'Keeffe Individual Shares 25–50%, Voting 25–50% 2020-06-25 Ceased 2021-06-21

Filing timeline

Last 20 of 36 total filings

Date Type Category Description
2026-02-11 AD03 address move registers to sail company with new address
2026-01-23 AD02 address change sail address company with new address
2025-10-08 PSC07 persons-with-significant-control cessation of a person with significant control
2025-10-08 PSC07 persons-with-significant-control cessation of a person with significant control
2025-10-08 PSC02 persons-with-significant-control notification of a person with significant control
2025-09-22 AA accounts accounts with accounts type full
2025-07-07 CS01 confirmation-statement confirmation statement with no updates
2025-06-03 AD01 address change registered office address company with date old address new address
2025-02-05 CH01 officers change person director company with change date
2024-09-04 AA accounts accounts with accounts type full
2024-06-26 CS01 confirmation-statement confirmation statement with no updates
2024-04-25 PSC04 persons-with-significant-control change to a person with significant control without name date
2024-04-24 CH01 officers change person director company with change date
2023-09-26 AA accounts accounts with accounts type full
2023-06-26 CS01 confirmation-statement confirmation statement with no updates
2022-09-07 AA accounts accounts with accounts type full
2022-06-30 CS01 confirmation-statement confirmation statement with updates
2021-08-13 PSC07 persons-with-significant-control cessation of a person with significant control
2021-08-13 PSC07 persons-with-significant-control cessation of a person with significant control
2021-08-13 PSC02 persons-with-significant-control notification of a person with significant control

Credit score

Altman Z″ (private-firm) · reference 2023-12-31

8.48

SAFE

Altman Z″

  • Working capital / Total assets 0.587 × 6.56 = +3.85
  • Retained earnings / Total assets 0.000 × 3.26 = +0.00
  • EBIT / Total assets 0.448 × 6.72 = +3.01
  • Book equity / Total liabilities 1.534 × 1.05 = +1.61

Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.

Activity Score

Composite activity score · components 0–100 · reference 2026-05-10

26.2

COLD

/ 100

  • Filings velocity 67
  • Capital events 0
  • Officer churn 0
  • Headcount trajectory 63
  • Accounts trajectory 0
  • 8 filing(s) in last 12 months
  • Employees +13% YoY
  • Turnover -68% YoY

Official Companies House page