Cash

£1

Latest balance sheet

Net assets

£1

Equity attributable

Employees

Average over period

Profit before tax

Period ending 2020-12-31

Profile

Company number
12546585
Status
Active
Incorporation
2020-04-03
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
64191
Hubs
UK Fintech

Net assets

1-year trend · vs UK Fintech median

£0£1£12020
HSBC INNOVATION BANK LIMITED

Accounts

1-year trend · latest 2020-12-31

Metric Trend 2020-12-31
Turnover
Operating profit
Profit before tax
Net profit
Cash £1
Total assets less current liabilities
Net assets £1
Equity £1
Average employees
Wages

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
IFRS
Reporting scope
Standalone (parent only)
Auditor
PricewaterhouseCoopers LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Board, having made appropriate enquiries, is satisfied that there are adequate resources to continue operations for a period of at least 12 months from the date of this report and it, therefore, continues to adopt the going concern basis in preparing the financial statements.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

7 active · 9 resigned

Name Role Appointed Born Nationality
OSBORNE, Anushka Eroshini Herath Secretary 2026-01-01
COWLES, James Charles Director 2025-07-25 May 1955 American
HEGDE, Mridul Director 2023-06-22 Mar 1967 British
HESLOP, Helen Louise Director 2021-02-01 Dec 1969 British
LEWIS LA TORRE, Catherine Elizabeth Director 2025-02-19 Sep 1965 British
TAIT, Stuart George Director 2023-06-06 Dec 1962 British
TURNER, Emily Elsas Director 2025-06-01 Jul 1981 American
Show 9 resigned officers
Name Role Appointed Resigned
WATTS, James Bradley Secretary 2020-04-03 2025-12-31
FLYNN, Patrick John Director 2021-02-01 2024-02-27
GREY, Astrid Cecile Helene Director 2021-02-01 2025-12-31
HEWITT, Gavin Paul Director 2020-04-03 2023-01-25
HINSHAW, John Mark Director 2023-06-06 2024-10-01
MURRIA, Vinodka Director 2021-02-01 2023-05-16
PLATTS, Erin Marie Director 2020-04-03 2024-11-04
POPE, Darren Scott Director 2021-02-01 2024-04-22
WOLFENDEN, Thomas Geoffrey Director 2023-08-07 2026-01-01

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Hsbc Uk Bank Plc Corporate entity Shares 75–100%, Voting 75–100% 2023-03-13 Active
Svb Financial Group Corporate entity Significant influence 2020-04-03 Ceased 2023-03-13

Filing timeline

Last 20 of 52 total filings

Date Type Category Description
2026-04-11 CS01 confirmation-statement confirmation statement with no updates
2026-04-10 CH01 officers change person director company with change date
2026-01-02 TM01 officers termination director company with name termination date
2026-01-02 AP03 officers appoint person secretary company with name date
2026-01-02 TM02 officers termination secretary company with name termination date
2026-01-02 TM01 officers termination director company with name termination date
2025-09-08 AA accounts accounts with accounts type full
2025-07-31 AP01 officers appoint person director company with name date
2025-06-02 AP01 officers appoint person director company with name date
2025-04-02 CS01 confirmation-statement confirmation statement with no updates
2025-02-19 AP01 officers appoint person director company with name date
2024-11-04 TM01 officers termination director company with name termination date
2024-10-01 TM01 officers termination director company with name termination date
2024-06-21 CH01 officers change person director company with change date
2024-05-16 AA accounts accounts with accounts type full
2024-04-26 TM01 officers termination director company with name termination date
2024-04-02 CS01 confirmation-statement confirmation statement with updates
2024-03-05 TM01 officers termination director company with name termination date
2023-10-19 AA accounts accounts with accounts type full
2023-09-19 AUD auditors auditors resignation company

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires total assets, working capital, EBIT (operating profit / PBT) — not present in the latest extracted accounts.

Activity Score

Composite activity score · components 0–100 · reference 2026-05-10

53.7

COOL

/ 100

  • Filings velocity 75
  • Capital events 0
  • Officer churn 100
  • Headcount trajectory 50
  • Accounts trajectory 50
  • 9 filing(s) in last 12 months
  • 3 appointed, 3 resigned (12mo)

Official Companies House page