Cash

Latest balance sheet

Net assets

£13K

Equity attributable

Employees

Average over period

Profit before tax

Period ending 2020-12-31

Profile

Company number
12498822
Status
Active
Incorporation
2020-03-04
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
64999
Hubs
UK Fintech

Net assets

1-year trend · vs UK Fintech median

£0£10k£20k2020
ERM FUNDING PLC

Accounts

1-year trend · latest 2020-12-31

Metric Trend 2020-12-31
Turnover
Operating profit
Profit before tax
Net profit
Cash
Total assets less current liabilities
Net assets £12,500
Equity £12,500
Average employees
Wages

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Deloitte LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“After making enquiries and taking into consideration the availability of liquidity and reserve funds and that the Company continued to collect interest and principal on the mortgage loans, that there were no financial or non-financial triggers during the year, as well as that principal repayments of Loan Notes are only required to the extent that amounts are received from borrowers, the directors have a reasonable expectation that the Company has access to adequate resources to continue to operate for a period of at least 12 months from the date of this report. The directors have therefore prepared these financial statements on the going concern basis.”

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

4 active · 0 resigned

Name Role Appointed Born Nationality
LAW DEBENTURE CORPORATE SERVICES LIMITED Corporate Secretary 2020-03-04
FILER, Mark Howard Director 2020-03-04 Jun 1967 British
L.D.C. SECURITISATION DIRECTOR NO.1 LIMITED Corporate Director 2020-03-04
L.D.C. SECURITISATION DIRECTOR NO.2 LIMITED Corporate Director 2020-03-04

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
The Law Debenture Intermediary Corporation P.L.C. Corporate entity Shares 75–100%, Voting 75–100% 2020-03-04 Active

Filing timeline

Last 20 of 26 total filings

Date Type Category Description
2026-02-26 MR01 mortgage mortgage create with deed with charge number charge creation date
2026-02-06 CS01 confirmation-statement confirmation statement with updates
2025-07-08 AA accounts accounts with accounts type full
2025-03-11 CS01 confirmation-statement confirmation statement with no updates
2024-07-07 AA accounts accounts with accounts type full
2024-03-18 CS01 confirmation-statement confirmation statement with no updates
2023-07-12 AA accounts accounts with accounts type full
2023-03-06 CS01 confirmation-statement confirmation statement with no updates
2023-02-01 AA accounts accounts with accounts type full
2023-01-24 RP04CS01 confirmation-statement second filing of confirmation statement with made up date
2022-03-04 CS01 confirmation-statement confirmation statement with no updates
2021-11-18 MR01 mortgage mortgage create with deed with charge number charge creation date
2021-11-16 MR01 mortgage mortgage create with deed with charge number charge creation date
2021-07-14 AAMD accounts accounts amended with accounts type dormant
2021-06-25 AA accounts accounts with accounts type dormant
2021-05-27 CERT8A incorporation legacy
2021-05-27 SH50 reregistration application trading certificate
2021-03-30 CS01 confirmation-statement confirmation statement with no updates
2020-12-06 CH01 officers change person director company with change date
2020-12-02 CH02 officers change corporate director company with change date

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires total assets, working capital, EBIT (operating profit / PBT) — not present in the latest extracted accounts.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page