UK Companies House feature
FERNANDO SSN PLC
Profile
- Company number
- 12318024
- Status
- Active
- Incorporation
- 2019-11-15
- Last accounts made up
- 2024-10-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“The directors note that the SSNs mature in October 2026. Given the uncertainty of leasehold reform and the state of the financial markets... This gives rise to a material uncertainty which may cast significant doubt over the company's ability to continue as a going concern. The directors have prepared the accounts on a going-concern basis taking into consideration that they continue to pursue solvent options.”
Subsidiaries
- Fernando PropCo Holdings Limited · 100% held · England and Wales · holding company
- Fairhold Homes Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Fairhold Homes (No.2) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Fairhold Homes (No.3) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Fairhold Homes (No.4) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Fairhold Homes (No.6) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Fairhold Homes (No.7) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Fairhold Homes (No.9) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Fairhold Homes (No.11) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Fairhold Homes (No.13) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Fairhold Homes (No.14) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Fairhold Homes (No.15) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Littonace HMF Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Littonace HMF No. 2 Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Littonace (No.3) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Littonace (No.4) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Littonace (No.5) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Littonace (No.6) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
- Fairhold Homes (No.5) Limited · 100% held · England and Wales · property investment, specifically sheltered housing accommodation
Significant events
- “The government has brought the Leasehold and Freehold Reform Act ('LAFRA') into statute. Aspects of this Act are yet to be finalised, viz the setting of capitalisation and deferment rates used in the valuation for enfranchisement. Depending on the progress of these aspects, the cashflows of the indirectly-held, property-holding subsidiaries of the company would be impacted.”
- “The government has also committed to further leasehold reform and was expected to issue a draft bill to this end prior to Christmas 2025 (the Commonhold and Leasehold Reform Bill, 'CLRB'). If enacted, this would have a material impact on the cashflows of the indirectly-held, property-holding subsidiaries of the company, which, in turn, would affect the levels at which the SSN debt could be serviced.”
- “Following the loss in a judicial review of LAFRA by a group of freeholder litigants, the directors understand that an appeal has been lodged. The directors believe that the outcome of this appeal, or subsequent legal action, may have a direct impact on the implementation of LAFRA and CLRB.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LAW DEBENTURE CORPORATE SERVICES LIMITED | Corporate Secretary | 2019-11-15 | — | — |
| LAKE, Simon Jonathan | Director | 2020-08-19 | Jan 1968 | British |
| PARCELL, Graham James | Director | 2020-08-19 | Nov 1956 | British |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FILER, Mark Howard | Director | 2019-11-15 | 2020-08-19 |
| L.D.C. CORPORATE DIRECTOR NO.1 LIMITED | Corporate Director | 2019-11-15 | 2020-08-19 |
| L.D.C. CORPORATE DIRECTOR NO.2 LIMITED | Corporate Director | 2019-11-15 | 2020-08-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Fernando Jsn Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-11-27 | Active |
| Fernando Holdco Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2019-11-15 | Ceased 2019-11-27 |
Filing timeline
Last 20 of 39 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-04 | AA | accounts | accounts with accounts type full |
| 2025-11-17 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-05-01 | AA | accounts | accounts with accounts type full |
| 2024-11-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-05-16 | AA | accounts | accounts with accounts type full |
| 2023-11-17 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-11-17 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2023-05-23 | AA | accounts | accounts with accounts type full |
| 2023-02-10 | CH01 | officers | change person director company with change date |
| 2022-12-02 | CH01 | officers | change person director company with change date |
| 2022-11-28 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-11-02 | CH01 | officers | change person director company with change date |
| 2022-07-08 | AA | accounts | accounts with accounts type full |
| 2022-05-26 | AUD | auditors | auditors resignation company |
| 2021-12-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-08-02 | AA | accounts | accounts with accounts type full |
| 2020-12-15 | CS01 | confirmation-statement | confirmation statement with updates |
| 2020-12-01 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2020-12-01 | CH04 | officers | change corporate secretary company with change date |
| 2020-11-30 | AD01 | address | change registered office address company with date old address new address |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Composite activity score · components 0–100 · reference 2026-05-10
19.2
COLD
/ 100
- Filings velocity 17
- Capital events 0
- Officer churn 0
- Headcount trajectory 50
- Accounts trajectory 50
- 2 filing(s) in last 12 months