FERNANDO HOLDCO LIMITED

Get an alert when FERNANDO HOLDCO LIMITED files next

Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.

Next accounts due

2027-07-31 (in 1y)

Last filed for 2025-10-31

Confirmation statement due

2026-11-28 (in 6mo)

Last made up 2025-11-14

Watchouts

1 item

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Material uncertainty over going concern

The directors note that the subsidiary PropCos have unsecured loan notes ("SD notes")") totalling £366 million and maturing in 2026 to another subsidiary, Fernando SSN plc, which in turn has Senior Secured Notes ("SSNs") also maturing in 2026. Given the uncertainty of leasehold reform and the state of the financial markets, the directors note that, in the absence of a solvent solution being enacted, the PropCos would not be able to repay the SD Note obligations at maturity in October 2026. This gives rise to a material uncertainty which may cast significant doubt over the company's ability to continue as a going concern. The directors have prepared the accounts on a going-concern basis taking into consideration that they continue to pursue solvent options with the Group's shareholders.

Accounts

Audit & accounting basis

Accounting basis: FRS 101
Reporting scope: Standalone (parent only)
Auditor: Forvis Mazars LLP
Audit opinion: Unqualified (clean)
Going concern: Material uncertainty disclosed
“The directors note that the subsidiary PropCos have unsecured loan notes ("SD notes")") totalling £366 million and maturing in 2026 to another subsidiary, Fernando SSN plc, which in turn has Senior Secured Notes ("SSNs") also maturing in 2026. Given the uncertainty of leasehold reform and the state of the financial markets, the directors note that, in the absence of a solvent solution being enacted, the PropCos would not be able to repay the SD Note obligations at maturity in October 2026. This gives rise to a material uncertainty which may cast significant doubt over the company's ability to continue as a going concern. The directors have prepared the accounts on a going-concern basis taking into consideration that they continue to pursue solvent options with the Group's shareholders.”

Group structure

FERNANDO HOLDCO LIMITED · parent
1. Fernando JSN plc 100% · England and Wales · maintaining listed loan notes due to investors on behalf of the Group and to provide long-term financing to the members of the Group
2. Fernando SSN plc 100% · England and Wales · maintaining listed loan notes due to investors on behalf of the Group and to provide long-term financing to the members of the Group
3. Fernando PropCo Holdings Limited 100% · England and Wales · holding company
4. Fairhold Homes Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
5. Fairhold Homes (No.2) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
6. Fairhold Homes (No.3) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
7. Fairhold Homes (No.4) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
8. Fairhold Homes (No.6) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
9. Fairhold Homes (No.7) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
10. Fairhold Homes (No.9) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
11. Fairhold Homes (No.11) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
12. Fairhold Homes (No.13) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
13. Fairhold Homes (No.14) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
14. Fairhold Homes (No.15) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
15. Littonace HMF Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
16. Littonace HMF No. 2 Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
17. Littonace (No.3) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
18. Littonace (No.4) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
19. Littonace (No.5) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
20. Littonace (No.6) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation
21. Fairhold Homes (No.5) Limited 100% · England and Wales · property investment, specifically sheltered housing accommodation

Significant events

“The company made a loss for the year before tax of £1.9m (2024: £1.8m). The company expects that losses will continue.”
“The current government has committed to further leasehold reform. In January 2026, the government published the Commonhold and Leasehold Reform Bill ("CLRB"). Within this, amongst other things, the government has proposed to introduce a cap of £250 pa on ground rents, effective in 2028, with no inflation thereafter until moving ground rents to a peppercorn (i.e. zero) in 2068.”
“The outcome of an appeal hearing sought by six litigating freeholders to the legality of LAFRA is outstanding.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 3 resigned

Name	Role	Appointed	Born	Nationality
LAW DEBENTURE CORPORATE SERVICES LIMITED	Corporate Secretary	2019-11-15	—	—
LAKE, Simon Jonathan	Director	2020-08-19	Jan 1968	British
PARCELL, Graham James	Director	2020-08-19	Nov 1956	British

Show 3 resigned officers

Name	Role	Appointed	Resigned
FILER, Mark Howard	Director	2019-11-15	2020-08-19
L.D.C. CORPORATE DIRECTOR NO.1 LIMITED	Corporate Director	2019-11-15	2020-08-19
L.D.C. CORPORATE DIRECTOR NO.2 LIMITED	Corporate Director	2019-11-15	2020-08-19

Ownership

Persons with significant control

Name	Kind	Nature of control	Notified	Status
Fernando Parent Limited	Corporate entity	Shares 75–100%, Voting 75–100%, Appoints directors	2020-09-25	Active
The Law Debenture Intermediary Corporation P.L.C.	Corporate entity	Shares 75–100%, Voting 75–100%	2019-11-15	Ceased 2020-09-25

Filing timeline

Last 20 of 32 total filings

Date	Type	Category	Description
2026-05-04	AA	accounts	Accounts with accounts type full
2025-11-17	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2025-05-01	AA	accounts	Accounts with accounts type full
2024-11-14	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2024-06-20	AA	accounts	Accounts with accounts type full
2023-11-14	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2023-05-22	AA	accounts	Accounts with accounts type full
2023-02-10	CH01	officers	Change person director company with change date	PDF
2022-12-02	CH01	officers	Change person director company with change date	PDF
2022-11-28	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2022-11-02	CH01	officers	Change person director company with change date	PDF
2022-07-08	AA	accounts	Accounts with accounts type full
2022-05-26	AUD	auditors	Auditors resignation company
2021-12-06	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2021-07-12	AA	accounts	Accounts with accounts type full
2020-12-18	CS01	confirmation-statement	Confirmation statement with updates	PDF
2020-12-01	CH04	officers	Change corporate secretary company with change date	PDF
2020-12-01	PSC05	persons-with-significant-control	Change to a person with significant control	PDF
2020-11-30	AD01	address	Change registered office address company with date old address new address	PDF
2020-10-08	RESOLUTIONS	resolution	Resolution

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings: 3
Capital events: 0
Officers appointed: 0
Officers resigned: 0

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

Latest filed period vs the prior one

No year-on-year comparison available — needs at least two filed periods with shared line items.

Official Companies House page