UK Companies House feature
JAJA FINANCE (INVESTCO) LIMITED
Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
2
0% vs 2020
Profit before tax
—
Period ending 2021-12-31
Profile
- Company number
- 12032590
- Status
- Active
- Incorporation
- 2019-06-04
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64929
- Hubs
- UK Fintech
Accounts
2-year trend · latest 2021-12-31
| Metric | Trend | 2020-12-31 | 2021-12-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | — | — | |
| Net profit | — | — | |
| Cash | — | — | |
| Total assets less current liabilities | — | — | |
| Net assets | — | — | |
| Equity | — | — | |
| Average employees | 2 | 2 | |
| Wages | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- S&W Audit
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“We draw attention to note 2.3 in the financial statements, which sets out that the group of which Jaja Finance Limited is a part, remain reliant on the successful completion of key financing arrangements, including the revised Pana warehouse facility and the launch of the Falcon Master Trust securitisation structure, as well as continued financial support from its shareholders. These conditions indicate the existence of a material uncertainty that may cast significant doubt on the company's ability to continue as a going concern. Our opinion is not modified in respect of this matter.”
Significant events
- “The Company received equity investment of £39.4m from its parent undertaking, Jaja Finance Holding (UK) Limited, during the year to fund operational activities.”
- “In March 2025, Ray Fintech Limited (Jersey) established a new payment in kind Loan Note Instrument facility with the immediate parent company of £100,000,000 with an interest rate of 15% per annum and a settlement date of 21 March 2035. On 16 July 2025, £7m of this loan facility was drawn down. The remainder of the facility is at the issuer's discretion and is not a committed obligation.”
- “While the Group has negotiated revised commercial terms for the Pana warehouse and has substantially progressed the Falcon Master Trust structure, both arrangements remain subject to completion of legal documentation and, in the case of the master trust, market execution. Both arrangements are expected to complete in early October 2025.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
2 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DI COSTANZO, Francesco | Director | 2024-10-25 | May 1987 | Italian,British |
| RUSHTON, Adrian Stuart | Director | 2022-08-05 | Sep 1972 | British |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CAIN, David Wayne | Director | 2021-06-24 | 2022-07-20 |
| CHAN, David | Director | 2021-03-31 | 2024-10-25 |
| RADLEY, Neil Andrew | Director | 2019-06-04 | 2021-03-31 |
| SVENDSEN, Jostein | Director | 2019-06-04 | 2021-06-18 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Jaja Finance Holding (Uk) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-06-04 | Active |
Filing timeline
Last 20 of 31 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-10-02 | AA | accounts | accounts with accounts type full |
| 2025-07-16 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-01-08 | SH01 | capital | capital allotment shares |
| 2024-10-29 | CH01 | officers | change person director company with change date |
| 2024-10-25 | AP01 | officers | appoint person director company with name date |
| 2024-10-25 | TM01 | officers | termination director company with name termination date |
| 2024-09-25 | AA | accounts | accounts with accounts type small |
| 2024-06-11 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-09-25 | AA | accounts | accounts with accounts type full |
| 2023-08-31 | SH01 | capital | capital allotment shares |
| 2023-06-16 | CS01 | confirmation-statement | confirmation statement with updates |
| 2022-08-23 | SH01 | capital | capital allotment shares |
| 2022-08-08 | AD01 | address | change registered office address company with date old address new address |
| 2022-08-05 | AP01 | officers | appoint person director company with name date |
| 2022-07-25 | TM01 | officers | termination director company with name termination date |
| 2022-07-19 | AA | accounts | accounts with accounts type small |
| 2022-06-13 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-04-22 | MR04 | mortgage | mortgage satisfy charge full |
| 2021-09-04 | AA | accounts | accounts with accounts type small |
| 2021-07-05 | AP01 | officers | appoint person director company with name date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory