Cash

£3M

+241.5% vs 2023

Net assets

£41M

-1.8% vs 2023

Employees

15

-28.6% vs 2023

Profit before tax

-£721K

+62.2% vs 2023

Profile

Company number
11920779
Status
Active
Incorporation
2019-04-02
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
64999
Hubs
UK Fintech

Net assets

10-year trend · vs UK Fintech median

£0£25m£50m2020202020212021202120222022202320232024
XPATE LTD

Accounts

10-year trend · latest 2024-12-31

Metric Trend 2020-04-302020-05-012021-04-302021-05-012021-12-312022-01-012022-12-312023-01-012023-12-312024-12-31
Turnover £2,251,430£2,011,629£2,225,468£275,083£5,917,467
Operating profit £103,001£137,239-£301,435-£2,333,715-£733,733
Profit before tax £21,670£103,001£137,239£130,500-£1,906,139-£721,264
Net profit £16,176£87,657£111,514£108,182-£1,941,808-£739,990
Cash £5,513£5,513£598,545£598,545£693,872£693,872£583,680£583,680£897,147£3,063,676
Total assets less current liabilities £407,648£495,305£606,819£43,885,358£41,979,220£41,257,956
Net assets £407,648£495,305£606,819£43,863,120£41,921,312£41,181,322
Equity £407,648£407,648£495,305£495,305£606,819£531,991£43,863,120£43,863,120£41,921,312£41,181,322
Average employees 23351452115
Wages £1,396,060£897,834£1,073,917£1,208,584£1,078,398

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
BKL Audit LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. The Directors have a reasonable expectation that the Company has adequate resources to meet future working capital requirements and to continue in operational existence for the foreseeable future and they consider it appropriate to prepare the financial statements on a going concern basis.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

2 active · 2 resigned

Name Role Appointed Born Nationality
SAFRO, Mihails Director 2019-05-03 Aug 1989 Latvian
ZOTOVA, Anna, Mrs. Director 2021-02-22 Feb 1986 Latvian
Show 2 resigned officers
Name Role Appointed Resigned
KAUFHERS, Aleksandrs Director 2019-08-07 2021-02-24
OLENICENKO, Vladimirs Director 2019-04-02 2019-05-03

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
X22 Sia Corporate entity Shares 75–100% 2026-02-20 Active
Mr Mihails Safro Individual Shares 75–100% 2019-04-02 Ceased 2026-02-20

Filing timeline

Last 20 of 30 total filings

Date Type Category Description
2026-03-10 PSC07 persons-with-significant-control cessation of a person with significant control
2026-03-10 PSC02 persons-with-significant-control notification of a person with significant control
2025-11-11 CS01 confirmation-statement confirmation statement with no updates
2025-09-29 AA accounts accounts with accounts type full
2025-02-07 CH01 officers change person director company with change date
2024-11-13 CH01 officers change person director company with change date
2024-11-13 CS01 confirmation-statement confirmation statement with no updates
2024-11-13 CH01 officers change person director company with change date
2024-11-13 CH01 officers change person director company with change date
2024-09-12 AA accounts accounts with accounts type full
2023-11-09 CS01 confirmation-statement confirmation statement with no updates
2023-08-17 AA accounts accounts with accounts type full
2022-12-08 CH01 officers change person director company with change date
2022-12-08 CH01 officers change person director company with change date
2022-11-22 CS01 confirmation-statement confirmation statement with no updates
2022-08-05 AA accounts accounts with accounts type full
2021-11-16 CS01 confirmation-statement confirmation statement with no updates
2021-11-05 AA01 accounts change account reference date company current shortened
2021-11-04 AA accounts accounts with accounts type full
2021-03-03 CH01 officers change person director company with change date

Credit score

Altman Z″ (private-firm) · reference 2024-12-31

9.13

SAFE

Altman Z″

  • Working capital / Total assets 0.794 × 6.56 = +5.21
  • Retained earnings / Total assets 0.000 × 3.26 = +0.00
  • EBIT / Total assets -0.014 × 6.72 = -0.09
  • Book equity / Total liabilities 3.825 × 1.05 = +4.02

Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.

Activity Score

Composite activity score · components 0–100 · reference 2026-05-10

26.5

COLD

/ 100

  • Filings velocity 33
  • Capital events 0
  • Officer churn 0
  • Headcount trajectory 21
  • Accounts trajectory 100
  • 4 filing(s) in last 12 months
  • Employees -29% YoY
  • Turnover +2051% YoY

Official Companies House page