UK Companies House feature
BELIEVE ADVISOR LIMITED
Cash
£45K
+213.1% vs 2023
Net assets
-£32K
-766.8% vs 2023
Employees
0
Average over period
Profit before tax
—
Period ending 2024-12-31
Profile
- Company number
- 11842506
- Status
- Active
- Incorporation
- 2019-02-22
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64922
- Hubs
- UK Fintech
Net assets
6-year trend · vs UK Fintech median
Accounts
6-year trend · latest 2024-12-31
| Metric | Trend | 2020-02-28 | 2021-02-28 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | — | |
| Operating profit | — | — | — | — | — | — | |
| Profit before tax | — | — | — | — | — | — | |
| Net profit | — | — | — | — | -£905 | -£28,694 | |
| Cash | £1 | £1 | £1 | £34,097 | £14,344 | £44,916 | |
| Total assets less current liabilities | — | — | — | — | — | — | |
| Net assets | £1 | £1 | £1 | -£2,837 | -£3,742 | -£32,436 | |
| Equity | £1 | £1 | £1 | -£2,837 | -£3,742 | -£32,436 | |
| Average employees | — | — | 0 | 0 | 0 | 0 | |
| Wages | — | — | — | — | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Hurst Accountants Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After making enquiries, the directors believe that the company has sufficient funds to be able to meet its financial obligations as they fall due for at least 12 months from the date of approving the financial statements. Accordingly, they continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “On 18 September 2025, Pivotal Growth Limited, a company incorporated in the United Kingdom, acquired 100% of the issued share capital of the Company. From that date, Pivotal Growth Limited became the immediate and ultimate controlling party of the Group.”
- “During the year, it was identified that the group within which the company resides had not correctly included VAT on a number of inter-company recharges. As a result, an additional VAT liability has been calculated and a provision recognised in the Group financial statements of £1.2m.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 0 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GIBSON, Jeremy Paul | Director | 2025-09-18 | May 1973 | British |
| JOHNSON, Ian William | Director | 2022-01-25 | May 1978 | British |
| PRAKASH, Mayank | Director | 2025-09-18 | Jan 1973 | British |
| WAGSTAFF, Ryan Oliver | Director | 2019-02-22 | Jan 1984 | British |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Believe Money Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-02-01 | Active |
| Mr Ryan Oliver Wagstaff | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-02-22 | Ceased 2022-02-01 |
Filing timeline
Last 20 of 31 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-26 | CH01 | officers | change person director company with change date |
| 2026-03-04 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2026-01-08 | MA | incorporation | memorandum articles |
| 2026-01-08 | RESOLUTIONS | resolution | resolution |
| 2025-12-22 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-12-17 | AA | accounts | accounts with accounts type full |
| 2025-12-03 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-12-03 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-10-21 | AP01 | officers | appoint person director company with name date |
| 2025-10-21 | AP01 | officers | appoint person director company with name date |
| 2025-02-18 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-02-18 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-09-30 | AA | accounts | accounts with accounts type total exemption full |
| 2024-03-05 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-03-04 | CH01 | officers | change person director company with change date |
| 2023-09-29 | AA | accounts | accounts with accounts type total exemption full |
| 2023-02-20 | CH01 | officers | change person director company with change date |
| 2023-02-20 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-02-17 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2023-02-17 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory