UK Companies House feature
FAIR4ALL FINANCE LIMITED
Profile
- Company number
- 11810533
- Status
- Active
- Incorporation
- 2019-02-06
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 66190
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Buzzacott LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After reviewing the Company's forecasts and projections, the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of at least one year from the date of the approval of these financial statements. The Company therefore continues to adopt the going concern basis in preparing its financial statements.”
Significant events
- “Fair4All Finance said farewell to Sacha Romanovitch in 2024 and welcomed Kate Pender as our new CEO.”
- “Investees hit the milestone of £10m lending in 2024, with 14,000 no interest loans issued across the duration of the pilot.”
- “Great Western Credit Union and My Community Bank both began offering consolidation loans as part of our supported pilots in 2024.”
- “In 2024 Fair4All Finance deployed £22.7m and contractually committed a further £20.2m.”
- “Fair4All Finance's overall gender pay gap has changed and has moved towards a positive male direction, though is overall more balanced than the previous year.”
- “Joanne Anderson was welcomed to the Board as a non-executive director in August 2024.”
- “Two new independent members of the Investment Committee were appointed during 2024 - Lukas Mandangu on 1 January and David Wishart on 1 August.”
- “Mike Anderson stepped down from the committee in March, having taken on the role of Chair of the Audit and Risk Committee in July 2023.”
- “Loans from the Scotland and Wales devolved administrations supported the NILS pilot lending programme, due for repayment before 31 March 2027 and 1 September 2026.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
13 active · 7 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| STEVENS, Linda | Secretary | 2019-02-22 | — | — |
| ANDERSON, Joanne Marie | Director | 2024-08-01 | Jan 1971 | British |
| ANDERSON, Michael Connelly | Director | 2020-06-01 | Jun 1962 | British |
| BAILES, Ria Mary Helena | Director | 2020-06-01 | Feb 1981 | British |
| BEAUCHAMP, Martyn Joseph | Director | 2025-12-08 | Oct 1972 | British |
| COLLIER-KEYWOOD, Richard David | Director | 2019-02-19 | Jul 1961 | British |
| INVINE, James Frederick Alexander | Director | 2019-09-01 | Jan 1978 | British |
| MCTEAGUE, Karina Trudy | Director | 2025-10-01 | May 1962 | British |
| OKOROAFOR, Kenneth Emeka | Director | 2025-11-26 | Nov 1983 | British |
| PENDER, Kate Margaret | Director | 2024-09-01 | Nov 1977 | New Zealander |
| RADEMAKER, Jennifer Riddell | Director | 2020-06-01 | Jan 1967 | American |
| STEVENS, Linda | Director | 2019-02-19 | Aug 1964 | British |
| WISHART, David | Director | 2025-10-01 | Aug 1969 | British |
Show 7 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ELSON, Joanna | Director | 2019-07-01 | 2025-06-30 |
| IRFAN, Fozia Tanvir | Director | 2020-06-01 | 2025-12-13 |
| KUKULJAN, Ingrid Elizabeth | Director | 2019-09-30 | 2025-09-30 |
| LEWIS, Leigh, Sir | Director | 2019-07-01 | 2025-06-30 |
| LEWIS, Leigh, Sir | Director | 2019-02-06 | 2019-02-19 |
| REYNOLDS, Faith | Director | 2019-09-04 | 2025-09-03 |
| ROMANOVITCH, Sacha Veronica | Director | 2020-01-07 | 2024-08-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| The Oversight Trust | Corporate entity | Shares 75–100%, Appoints directors | 2019-12-03 | Ceased 2023-08-21 |
| The Oversight Trust - Assets For The Common Good | Corporate entity | Voting 75–100% | 2019-12-03 | Active |
| Mr Richard David Collier-Keywood | Individual | Significant influence | 2019-02-19 | Ceased 2019-12-03 |
| Sir Leigh Lewis | Individual | Voting 75–100%, Appoints directors | 2019-02-06 | Ceased 2019-02-19 |
Filing timeline
Last 20 of 66 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-02-09 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2026-01-28 | AP01 | officers | appoint person director company with name date |
| 2026-01-28 | AP01 | officers | appoint person director company with name date |
| 2025-12-22 | TM01 | officers | termination director company with name termination date |
| 2025-10-13 | AAMD | accounts | accounts amended with accounts type full |
| 2025-10-08 | AP01 | officers | appoint person director company with name date |
| 2025-10-06 | AP01 | officers | appoint person director company with name date |
| 2025-10-06 | TM01 | officers | termination director company with name termination date |
| 2025-09-04 | TM01 | officers | termination director company with name termination date |
| 2025-07-03 | TM01 | officers | termination director company with name termination date |
| 2025-07-03 | TM01 | officers | termination director company with name termination date |
| 2025-06-03 | AA | accounts | accounts with accounts type full |
| 2025-02-14 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-02-12 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-01-03 | AD01 | address | change registered office address company with date old address new address |
| 2024-12-30 | AD01 | address | change registered office address company with date old address new address |
| 2024-09-02 | AP01 | officers | appoint person director company with name date |
| 2024-09-02 | TM01 | officers | termination director company with name termination date |
| 2024-08-06 | AP01 | officers | appoint person director company with name date |
| 2024-07-11 | AA | accounts | accounts with accounts type full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Composite activity score · components 0–100 · reference 2026-05-10
60
WARM
/ 100
- Filings velocity 100
- Capital events 0
- Officer churn 100
- Headcount trajectory 50
- Accounts trajectory 50
- 12 filing(s) in last 12 months
- 4 appointed, 5 resigned (12mo)