UK Companies House feature
CARLTON LENDING LIMITED
Profile
- Company number
- 11797097
- Status
- Active
- Incorporation
- 2019-01-30
- Last accounts made up
- 2025-01-31
- Account category
- FULL
- Primary SIC
- 64929
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Morris & Young, Statutory Auditor
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have given careful consideration to the going concern basis of preparation for these financial statements. While the company's liabilities exceed its assets at the balance sheet date, creating an inherent uncertainty, the ongoing financial support commitment from Carlton Bonds PLC provides the necessary foundation for continued operations. The parent company has confirmed its intention to provide continued financial support to enable the company to meet its obligations as they fall due. This support, combined with our conservative approach to new lending and focus on portfolio management, provides the Directors with reasonable assurance about the company's ability to continue as a going concern. As a result of this assessment, the Directors consider it appropriate to prepare the financial statements on a going concern basis.”
Significant events
- “The economic environment during 2024-25 has presented challenges for the residential development sector, which directly impacts our funding activities for Homes by Carlton.”
- “Severe Scenario: Economic recession combined with significant property market correction, testing the integrated business model's ability to maintain the exemplary bond payment record.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
2 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PETERSON, Craig Alistair | Director | 2019-01-30 | Jul 1969 | British |
| PETERSON, Norman | Director | 2019-01-30 | Mar 1956 | British |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| KENNEDY, William Alexander | Director | 2019-01-30 | 2021-02-16 |
| LENNEY, Simon | Director | 2019-01-30 | 2025-12-04 |
| LUPTON, Suzanne Jean | Director | 2019-01-30 | 2021-02-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Carlton Bonds Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-01-30 | Active |
Filing timeline
Last 20 of 22 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-02-03 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-12-23 | TM01 | officers | termination director company with name termination date |
| 2025-08-07 | AA | accounts | accounts with accounts type full |
| 2025-01-29 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-10-18 | AA | accounts | accounts with accounts type full |
| 2024-02-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-11-01 | AA | accounts | accounts with accounts type full |
| 2023-02-09 | CS01 | confirmation-statement | confirmation statement with updates |
| 2022-11-02 | AA | accounts | accounts with accounts type full |
| 2022-02-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-10-26 | AA | accounts | accounts with accounts type full |
| 2021-02-23 | AD01 | address | change registered office address company with date old address new address |
| 2021-02-18 | RESOLUTIONS | resolution | resolution |
| 2021-02-17 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2021-02-17 | TM01 | officers | termination director company with name termination date |
| 2021-02-17 | TM01 | officers | termination director company with name termination date |
| 2021-01-29 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2020-10-27 | AA | accounts | accounts with accounts type full |
| 2020-05-22 | CH01 | officers | change person director company with change date |
| 2020-01-29 | CS01 | confirmation-statement | confirmation statement with no updates |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Composite activity score · components 0–100 · reference 2026-05-10
26.2
COLD
/ 100
- Filings velocity 25
- Capital events 0
- Officer churn 25
- Headcount trajectory 50
- Accounts trajectory 50
- 3 filing(s) in last 12 months
- 0 appointed, 1 resigned (12mo)