UK Companies House feature
EMERALD FINANCIAL GROUP (UK) LTD
Cash
£3M
-9.1% vs 2024
Net assets
£2M
-8.6% vs 2024
Employees
13
+18.2% vs 2024
Profit before tax
£1M
-37.4% vs 2024
Profile
- Company number
- 11557885
- Status
- Active
- Incorporation
- 2018-09-07
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Net assets
5-year trend · vs UK Fintech median
Accounts
5-year trend · latest 2024-12-31
| Metric | Trend | 2021-02-28 | 2022-02-28 | 2023-02-28 | 2024-02-29 | 2024-12-31 |
|---|---|---|---|---|---|---|
| Turnover | — | — | — | £4,184,748 | £3,770,632 | |
| Operating profit | — | — | — | £1,146,662 | £125,201 | |
| Profit before tax | — | — | — | £1,635,157 | £1,023,582 | |
| Net profit | — | — | — | £1,212,805 | £789,421 | |
| Cash | — | — | — | £3,103,247 | £2,821,587 | |
| Total assets less current liabilities | — | — | — | £2,631,223 | £2,397,131 | |
| Net assets | — | — | — | £2,535,677 | £2,317,098 | |
| Equity | £432,304 | £1,036,222 | £2,330,872 | £2,535,677 | £2,317,098 | |
| Average employees | — | — | — | 11 | 13 | |
| Wages | — | — | — | £418,097 | £468,215 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Nicklin Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “In 2024, a major milestone was achieved with the establishment and regulatory authorisation of our new branch in DIFC (Dubai, UAE) by the Dubai Financial Services Authority (DFSA). This expansion enhances our international footprint and supports our ambition to serve clients across multiple jurisdictions with locally compliant, high-quality services.”
- “As part of our brand evolution, we introduced a new company logo in 2024. This updated visual identity reflects our growth, innovation, and forward-looking approach.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
2 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| KOZLOVA, Laura | Director | 2021-10-01 | Oct 1988 | Latvian |
| KRAVCENKO, Olegs | Director | 2023-07-14 | Sep 1983 | Latvian |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BROWN, Ian Stewart | Director | 2018-09-07 | 2021-10-01 |
| MURPHY, William Matthew | Director | 2018-09-07 | 2023-07-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Marks Reckins | Individual | Shares 25–50% | 2025-02-13 | Active |
| Mr Goca Tutberidze | Individual | Significant influence | 2025-02-13 | Active |
| Mr Marks Reckins | Individual | Significant influence | 2018-09-07 | Ceased 2023-03-14 |
| Mr William Matthew Murphy | Individual | Significant influence | 2018-09-07 | Ceased 2023-03-14 |
| Mr Igors Podgorbunskihs | Individual | Shares 25–50% | 2018-09-07 | Active |
Filing timeline
Last 20 of 47 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-01-28 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2025-11-28 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2025-11-28 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-05-22 | AA | accounts | accounts with accounts type full |
| 2025-04-15 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-02-13 | PSC01 | persons-with-significant-control | notification of a person with significant control |
| 2025-02-13 | PSC01 | persons-with-significant-control | notification of a person with significant control |
| 2024-07-25 | AA01 | accounts | change account reference date company current shortened |
| 2024-06-20 | AA | accounts | accounts with accounts type full |
| 2024-04-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-10-19 | AA | accounts | accounts with accounts type full |
| 2023-10-19 | AD01 | address | change registered office address company with date old address new address |
| 2023-07-14 | TM01 | officers | termination director company with name termination date |
| 2023-07-14 | AP01 | officers | appoint person director company with name date |
| 2023-03-22 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-03-22 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2023-03-22 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2023-03-22 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2023-02-13 | AD01 | address | change registered office address company with date old address new address |
| 2023-02-13 | AD01 | address | change registered office address company with date old address new address |
Credit score
Altman Z″ (private-firm) · reference 2024-12-31
8.41
SAFE
Altman Z″
- Working capital / Total assets 0.770 × 6.56 = +5.05
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.040 × 6.72 = +0.27
- Book equity / Total liabilities 2.943 × 1.05 = +3.09
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory