Cash

£342K

+3.9% vs 2022

Net assets

£263K

+114.1% vs 2022

Employees

34

+61.9% vs 2022

Profit before tax

Period ending 2022-12-31

Profile

Company number
11193856
Status
Active
Incorporation
2018-02-07
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
66220
Hubs
UK Fintech

Net assets

4-year trend · vs UK Fintech median

£0£250k£500k2020202120222022
CARBON UNDERWRITING LIMITED

Accounts

4-year trend · latest 2022-12-31

Metric Trend 2020-02-292021-02-282022-02-282022-12-31
Turnover
Operating profit
Profit before tax
Net profit
Cash £4,255£252,115£329,461£342,179
Total assets less current liabilities -£1,387,045-£1,320,253-£250,500£263,143
Net assets -£1,320,253-£1,869,158£263,143
Equity -£1,387,045-£1,320,253-£1,869,158£263,143
Average employees 492134
Wages

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Company has adequate resources to continue in operational existence for a period of at least until 31 August 2026, and no material uncertainties related to going concern have been identified. The Directors therefore continue to prepare the accounts on a going concern basis.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

5 active · 8 resigned

Name Role Appointed Born Nationality
BYRNE, Patrick Michael Director 2025-06-11 Jan 1959 British
FERRIER, Jacqueline Simone Director 2019-10-07 Mar 1977 British
LAIDLAW, Ben Alistair Hunter, Mr Director 2021-07-14 Aug 1991 British
PORACCHIA, Alexandre Christophe Director 2025-06-05 Oct 1974 British
WATSON, Michael Clive Director 2025-06-06 Jun 1954 British
Show 8 resigned officers
Name Role Appointed Resigned
DAVIES MGA SERVICES LIMITED Corporate Secretary 2018-03-23 2024-11-08
ATKIN, Charles Neville Rupert Director 2023-10-27 2024-12-31
BUTCHER, Christopher Stewart Director 2024-01-24 2025-12-31
CARD, Stephen Director 2018-03-02 2023-07-14
CARNAFFAN, Neil William Director 2018-02-07 2024-01-24
LAWRENCE-BROWNE, Charles Andrew Director 2018-03-02 2018-08-08
POGGIO, Mauro Director 2018-12-03 2020-07-13
TYE, Nicholas George Director 2019-10-11 2025-11-06

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Carbon Underwriting Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2022-06-24 Active
Mr Stephen Card Individual Significant influence 2018-05-08 Ceased 2020-03-02
Ambant Underwriting Services Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2018-02-07 Ceased 2018-05-08

Filing timeline

Last 20 of 98 total filings

Date Type Category Description
2026-01-08 TM01 officers termination director company with name termination date
2025-11-17 TM01 officers termination director company with name termination date
2025-09-23 AA accounts accounts with accounts type full
2025-08-28 CS01 confirmation-statement confirmation statement with no updates
2025-06-12 AP01 officers appoint person director company with name date
2025-06-12 AP01 officers appoint person director company with name date
2025-06-12 AP01 officers appoint person director company with name date
2025-02-07 AD03 address move registers to sail company with new address
2025-02-06 AD02 address change sail address company with new address
2025-02-04 AD01 address change registered office address company with date old address new address
2025-01-07 TM01 officers termination director company with name termination date
2024-11-15 TM02 officers termination secretary company with name termination date
2024-10-05 AA accounts accounts with accounts type full
2024-09-04 CS01 confirmation-statement confirmation statement with no updates
2024-06-19 MR01 mortgage mortgage create with deed with charge number charge creation date
2024-01-30 TM01 officers termination director company with name termination date
2024-01-29 AP01 officers appoint person director company with name date
2023-12-04 AP01 officers appoint person director company with name date
2023-08-30 CS01 confirmation-statement confirmation statement with no updates
2023-08-09 PSC05 persons-with-significant-control change to a person with significant control

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires EBIT (operating profit / PBT) — not present in the latest extracted accounts.

Activity Score

Composite activity score · components 0–100 · reference 2026-05-10

64.6

WARM

/ 100

  • Filings velocity 58
  • Capital events 0
  • Officer churn 100
  • Headcount trajectory 100
  • Accounts trajectory 100
  • 7 filing(s) in last 12 months
  • 3 appointed, 2 resigned (12mo)
  • Employees +62% YoY
  • Net Assets +114% YoY

Official Companies House page