UK Companies House feature
GEMBA FINANCE LTD
Cash
£173K
+154.3% vs 2023
Net assets
£217K
+11.6% vs 2023
Employees
12
0% vs 2023
Profit before tax
-£1M
-140.4% vs 2023
Profile
- Company number
- 11040011
- Status
- Active
- Incorporation
- 2017-10-31
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 62012
Net assets
7-year trend · vs UK AI & Enterprise SaaS median
Accounts
7-year trend · latest 2024-12-31
| Metric | Trend | 2020-10-31 | 2020-11-01 | 2021-10-31 | 2022-10-31 | 2022-11-01 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | £57,921 | £424,406 | — | £744,854 | £305,892 | |
| Operating profit | — | — | -£297,740 | -£163,155 | — | -£510,272 | -£1,224,030 | |
| Profit before tax | — | — | -£306,227 | -£194,290 | — | -£521,633 | -£1,253,800 | |
| Net profit | — | — | -£306,227 | -£194,290 | — | -£521,633 | -£1,253,800 | |
| Cash | £941 | £941 | £591 | £9,185 | £7,883 | £68,161 | £173,321 | |
| Total assets less current liabilities | £126,626 | — | £588,520 | £394,230 | — | £194,572 | £217,239 | |
| Net assets | — | — | £588,520 | £394,230 | — | £194,572 | £217,239 | |
| Equity | £126,626 | £126,626 | £588,520 | £394,230 | £338,328 | £194,572 | £217,239 | |
| Average employees | 3 | — | 7 | 11 | — | 12 | 12 | |
| Wages | — | — | £138,543 | £244,795 | — | £485,729 | £510,214 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Zenith Audit Ltd
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis, which assumes that the Company will continue to operate for the foreseeable future. In 2024 the Company incurred a loss for the year of £1,253,800 (2023: £521,633) and had net assets / total equity of £217,239 at 31 December 2024 (2023: £194,572). Management has assessed the Company's ability to continue as a going concern and has considered all relevant information, including the availability of resources, expected cash flows, and future business prospects.”
Subsidiaries
- Gemba Inc · 100% held · USA · facilitate payment services in the USA
- Gemba Tech Ltd · 100% held · UAE · software development
Significant events
- “Gemba, a prominent Fintech company, has gained significant recognition, including selection as a participant in TechNation Fintech 5.0 and nominated as a Rising Star. Furthermore, Gemba has been selected for the highly competitive JPMorgan Chase FinTech Forward Programme 2025, joining an elite cohort of UK fiintech leaders.”
- “During September 2024, the Company implemented a "white-label" solution that has successfully resulted in the acquisition of a significant number of UK corporate clients. This initiative contributed to a 200% increase in Q4 2024 revenue compared to the prior quarter, with a payments volume exceeding £10 million.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DEREVIAGIN, Vladimir, Mr. | Director | 2019-06-26 | Sep 1982 | Israeli |
| LATSONS, Ugis, Mr. | Director | 2019-06-26 | Dec 1971 | Latvian |
| LEGOSHIN, Alexander | Director | 2017-10-31 | Apr 1982 | Russian |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| KOLOSOVA, Victoria | Director | 2018-02-01 | 2019-06-26 |
| SLAVA, Eižens | Director | 2018-02-01 | 2019-06-26 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Alexander Legoshin | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-10-31 | Active |
Filing timeline
Last 20 of 57 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-12-26 | AA | accounts | accounts with accounts type full |
| 2025-08-13 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-07-30 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-06-04 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-05-14 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-05-02 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-03-31 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-01-06 | AA | accounts | accounts with accounts type full |
| 2024-12-30 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-06-18 | AA01 | accounts | change account reference date company previous extended |
| 2024-02-07 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-02-06 | CH01 | officers | change person director company with change date |
| 2024-01-12 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-12-01 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-11-29 | CH01 | officers | change person director company with change date |
| 2023-11-14 | AA | accounts | accounts with accounts type full |
| 2023-11-07 | MA | incorporation | memorandum articles |
| 2023-11-07 | RESOLUTIONS | resolution | resolution |
| 2023-11-03 | MA | incorporation | memorandum articles |
| 2023-11-03 | RESOLUTIONS | resolution | resolution |
Credit score
Altman Z″ (private-firm) · reference 2024-12-31
-11.68
DISTRESS
Altman Z″
- Working capital / Total assets -0.478 × 6.56 = -3.14
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets -1.318 × 6.72 = -8.86
- Book equity / Total liabilities 0.305 × 1.05 = +0.32
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory