Cash

£3M

+525.2% vs 2024

Net assets

£2M

-60.7% vs 2024

Employees

12

-68.4% vs 2024

Profit before tax

Period ending 2025-01-31

Profile

Company number
10923992
Status
Active
Incorporation
2017-08-21
Last accounts made up
2025-01-31
Account category
GROUP
Primary SIC
64929
Hubs
UK Fintech

Net assets

6-year trend · vs UK Fintech median

£0£5m£10m202020212022202320242025
MTL FINANCIAL LTD

Accounts

6-year trend · latest 2025-01-31

Metric Trend 2020-01-312021-01-312022-01-312023-01-312024-01-312025-01-31
Turnover
Operating profit
Profit before tax
Net profit -£2,020,697-£6,965,873
Cash £4,039,937£423,766£2,649,385
Total assets less current liabilities £7,799,622£5,778,925£2,273,804
Net assets £5,778,925£2,273,804
Equity £1,189,520£3,620,075£1,879,386£7,799,622
Average employees 493812
Wages

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102 §1A
Reporting scope
Consolidated (group)
Abridged
Yes — abridged accounts (limited disclosure)
Audit opinion
Unaudited (audit-exempt)
Going concern
Affirmed

“Based on these forecasts and the support available from the group, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Accordingly, the financial statements have been prepared on a going concern basis, and the directors have not identified any material uncertainties related to events or conditions that may cast significant doubt on the company's ability to continue as a going concern.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

2 active · 6 resigned

Name Role Appointed Born Nationality
AUTY, James Director 2022-03-30 Jun 1988 British
GONZALEZ, Nicolas Director 2025-08-05 Feb 1988 Chilean
Show 6 resigned officers
Name Role Appointed Resigned
GUERINI, Daniele Director 2024-09-27 2025-01-16
LIPINSKI, Daniel Director 2017-08-21 2025-09-01
PEARSON, Mark Alan Director 2018-01-29 2025-08-05
SALVI, Pedro Machado Director 2025-10-01 2025-10-01
TAI, Sean Yat Sing Director 2020-12-30 2023-05-10
VOLCKAERT, Wouter Jan Director 2022-03-30 2025-08-05

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Daniel Lipinski Individual Shares 25–50% 2017-08-21 Ceased 2022-03-30

Filing timeline

Last 20 of 94 total filings

Date Type Category Description
2026-04-18 DISS40 gazette gazette filings brought up to date
2026-04-16 AA accounts accounts with accounts type group
2026-04-08 DISS16(SOAS) dissolution dissolved compulsory strike off suspended
2026-03-31 GAZ1 gazette gazette notice compulsory
2025-10-09 TM01 officers termination director company with name termination date
2025-10-07 AP01 officers appoint person director company with name date
2025-09-01 TM01 officers termination director company with name termination date
2025-08-11 RESOLUTIONS resolution resolution
2025-08-08 TM01 officers termination director company with name termination date
2025-08-08 TM01 officers termination director company with name termination date
2025-08-08 SH01 capital capital allotment shares
2025-08-08 AP01 officers appoint person director company with name date
2025-07-14 SH01 capital capital allotment shares
2025-04-04 RP04CS01 confirmation-statement second filing of confirmation statement with made up date
2025-03-18 RP04CS01 confirmation-statement second filing of confirmation statement with made up date
2025-02-20 AA accounts accounts with accounts type group
2025-02-19 CS01 confirmation-statement confirmation statement
2025-01-28 SH01 capital capital allotment shares
2025-01-17 TM01 officers termination director company with name termination date
2024-10-16 AA accounts accounts with accounts type group

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires retained earnings proxy, EBIT (operating profit / PBT) — not present in the latest extracted accounts.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page