UK Companies House feature
INSHUR UK LTD
Cash
£4M
-20.5% vs 2023
Net assets
-£27M
-31.4% vs 2023
Employees
136
+28.3% vs 2023
Profit before tax
-£7M
+8.8% vs 2023
Profile
- Company number
- 10830222
- Status
- Active
- Incorporation
- 2017-06-22
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 62012
Net assets
6-year trend · vs UK AI & Enterprise SaaS median
Accounts
6-year trend · latest 2024-12-31
| Metric | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | — | |
| Operating profit | — | — | — | — | — | — | |
| Profit before tax | — | — | — | — | -£7,584,303 | -£6,917,081 | |
| Net profit | — | — | — | — | -£7,291,759 | -£6,482,662 | |
| Cash | £1,446,727 | £2,535,311 | — | — | £5,603,614 | £4,454,024 | |
| Total assets less current liabilities | £2,010,959 | £5,398,757 | — | — | £2,925,768 | £4,613,027 | |
| Net assets | -£1,771,121 | -£2,022,595 | — | — | -£20,331,460 | -£26,712,633 | |
| Equity | -£1,771,121 | -£2,022,595 | — | — | -£20,331,460 | -£26,712,633 | |
| Average employees | 39 | 53 | — | — | 106 | 136 | |
| Wages | — | — | — | — | £6,469,771 | £6,755,746 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Rouse Audit LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“The Company is dependent on the continued financial support of its Parent to meet its current and future liabilities as they fall cue. The Parent has formally confirmed it will not withdraw support for a period of at least twelve months from the signing of the financial statements.”
Significant events
- “In 2024, underwriting and pricing disciplines were implemented, resulting in lower gross written premiums ("GWP") compared to prior years.”
- “The Company commenced in 2024 and completed in 2025, a corporate restructure (the "UK Restructure") that established an optimised capital structure and a strong and sustainable solvency position.”
- “In the second half of 2024, the Company was in a significant capital deficit position. In response, a formal remediation plan was developed and implemented in conjunction with the Financial Conduct Authority (FCA) to rectify this shortfall.”
- “In July 2025, the Parent successfully closed a $35 million debt facility and has drawn $25 million of the facility, to date which provides increased stability and enhances its ability to support the Company.”
- “On 5 March 2025, the company transferred ownership of an intangible asset (computer software) to a related party for £5,235,595. The transaction occurred after the reporting date and does not relate to conditions existing at the year end.”
- “On 28 March 2025, Inshur UK Holdings Limited, purchased 100% of the share capital of the company becoming the immediate parent of Inshur UK Ltd. Inshur Holding Corp remains the ultimate parent undertaking.”
- “On 10 June 2025, the ultimate parent Inshur Holding Corp secured a debt facility of $35m from Trinity Capital Inc, of which $25m has been drawn down. A joint and several cross-guarantee arrangement has been created within Inshur UK Ltd.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CAPITAL LAW & PEOPLE LIMITED | Corporate Secretary | 2025-10-01 | — | — |
| BRENER, Tal | Director | 2025-08-01 | May 1976 | Israeli |
| DAICHES, David James | Director | 2017-06-22 | Jul 1968 | British |
| DENNIS, Mark Richard | Director | 2025-08-01 | Apr 1969 | British |
| MERCER, Marc Stephen | Director | 2025-09-01 | Aug 1963 | British |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DAVIES MGA SERVICES LIMITED | Corporate Secretary | 2018-07-05 | 2025-09-30 |
| BRATSHPIS, Daniel | Director | 2017-06-22 | 2018-04-20 |
| BUTCHER, Christopher Stewart | Director | 2018-07-05 | 2020-06-30 |
| HILL, Edward Andrew | Director | 2019-04-25 | 2024-03-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Inshur Uk Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2025-03-28 | Active |
| David Daiches | Individual | Shares 50–75% | 2017-06-22 | Ceased 2018-08-30 |
| Daniel Bratshpis | Individual | Shares 50–75% | 2017-06-22 | Ceased 2018-08-30 |
Filing timeline
Last 20 of 53 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-12-15 | AA | accounts | accounts with accounts type full |
| 2025-12-03 | CH01 | officers | change person director company with change date |
| 2025-10-16 | AP04 | officers | appoint corporate secretary company with name date |
| 2025-10-01 | TM02 | officers | termination secretary company with name termination date |
| 2025-10-01 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-09-02 | AP01 | officers | appoint person director company with name date |
| 2025-09-02 | AP01 | officers | appoint person director company with name date |
| 2025-09-02 | AP01 | officers | appoint person director company with name date |
| 2025-06-12 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-06-12 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-04-03 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2025-04-02 | PSC09 | persons-with-significant-control | withdrawal of a person with significant control statement |
| 2024-10-15 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-09-30 | AA | accounts | accounts with accounts type full |
| 2024-04-24 | MA | incorporation | memorandum articles |
| 2024-03-14 | TM01 | officers | termination director company with name termination date |
| 2023-10-11 | AA | accounts | accounts with accounts type full |
| 2023-09-28 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-06-23 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-05-01 | RESOLUTIONS | resolution | resolution |
Credit score
Altman Z″ (private-firm) · reference 2024-12-31
-4.34
DISTRESS
Altman Z″
- Working capital / Total assets -0.067 × 6.56 = -0.44
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets -0.479 × 6.72 = -3.22
- Book equity / Total liabilities -0.645 × 1.05 = -0.68
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory