UK Companies House feature
CARFICO LIMITED
Profile
- Company number
- 10754779
- Status
- Active
- Incorporation
- 2017-05-04
- Last accounts made up
- 2025-03-31
- Account category
- GROUP
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- Azets Audit Services Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“the Directors are confident that the Group will have sufficient funds to continue to meet its liabilities as they fall due for at least 12 months from the date of approval of the financial statements and therefore have prepared the financial statements on a going concern basis.”
Subsidiaries
- Go Car Credit Limited · 100% held · England and Wales · Car finance
- GCC Funding (No.4) Limited · 100% held · England and Wales · Car Finance
- GCC Funding (No.5) Limited · 100% held · England and Wales · Dormant
- GCC Funding (Paragon) Limited · 100% held · England and Wales · Car finance
Significant events
- “In August 2025, the Supreme Court judgement on commission disclosure has brought much-needed clarity to the market and the FCA is expected to announce its proposal for a redress scheme. Given the judgment and the FCA's statements on the matter, the Group does not consider there to be any material liability with respect to commission disclosure.”
- “Since the balance sheet date, the Group has secured additional third-party funding of ","£20m.”
- “Subsequent to the year end, the directors have taken the decision to close the Group's vehicle retail site. Management are currently reviewing the structure of the vehicle disposal channel and expect this to be completed by March 2026.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BARRON, Adam James | Director | 2017-07-04 | Sep 1968 | British |
| FRANKLIN, Toby Huw Thomas | Director | 2017-05-04 | Apr 1972 | British |
| GILES, Mark Drummond | Director | 2019-01-16 | Jul 1968 | British |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HAWKEN, Mark | Director | 2017-09-01 | 2019-01-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Gideon Mark Harbour | Individual | Significant influence | 2024-06-26 | Active |
| Mr Daniel Cutler | Individual | Shares 25–50%, Voting 25–50% | 2017-05-25 | Ceased 2024-06-26 |
| Chrome Holdings Limited | Corporate entity | Shares 25–50%, Voting 25–50% | 2017-05-25 | Ceased 2017-05-25 |
| Mr Adam James Barron | Individual | Shares 25–50%, Voting 25–50% | 2017-05-25 | Active |
| Mr Toby Huw Thomas Franklin | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-05-04 | Ceased 2017-05-25 |
Filing timeline
Last 20 of 48 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-12-29 | AA | accounts | accounts with accounts type group |
| 2025-12-04 | SH01 | capital | capital allotment shares |
| 2025-06-18 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-01-04 | AA | accounts | accounts with accounts type group |
| 2024-06-26 | PSC01 | persons-with-significant-control | notification of a person with significant control |
| 2024-06-26 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-06-26 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-02-17 | AA | accounts | accounts with accounts type group |
| 2023-10-20 | CH01 | officers | change person director company with change date |
| 2023-06-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-06-14 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2023-06-14 | CH01 | officers | change person director company with change date |
| 2023-06-14 | CH01 | officers | change person director company with change date |
| 2023-06-14 | CH01 | officers | change person director company with change date |
| 2022-11-16 | AA | accounts | accounts with accounts type group |
| 2022-06-22 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2022-06-13 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-04-04 | AA | accounts | accounts with accounts type group |
| 2021-10-07 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2021-10-07 | CH01 | officers | change person director company with change date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.