BELIEVE LOANS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-14 (in 2mo)
Last made up 2025-06-30
Watchouts
None on the register
Cash
£68K
+77.9% vs 2023
Net assets
-£595K
-177.7% lowest in 6 filed years
Employees
56
-9.7% vs 2023
Profit before tax
—
Period ending 2024-12-31
Net assets
6-year trend · vs Financials median
Accounts
6-year trend · latest reflected 2024-12-31
| Metric | Trend | 2020-04-30 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | — | |
| Operating profit | — | — | — | — | — | — | |
| Profit before tax | — | — | — | — | — | — | |
| Net profit | — | — | — | — | £127,244 | -£1,360,321 | |
| Cash | £222,610 | £8,199 | £253,771 | £26,300 | £38,106 | £67,788 | |
| Total assets less current liabilities | £356,762 | — | — | — | — | — | |
| Net assets | £356,762 | £415,950 | £440,163 | £638,238 | £765,482 | -£594,839 | |
| Equity | £356,762 | £415,950 | £440,163 | £638,238 | £765,482 | -£594,839 | |
| Average employees | 24 | 20 | 26 | 40 | 62 | 56 | |
| Wages | — | — | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Auditor
- Hurst Accountants Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“On this basis, and after making appropriate enquiries, the directors believe that the company has sufficient funds to be able to meet its financial obligations as they fall due for at least 12 months from the date of approving the financial statements. Accordingly, the directors consider it appropriate to continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “On 18 September 2025, Pivotal Growth Limited, a company incorporated in the United Kingdom, acquired 100% of the issued share capital of the Company. From that date, Pivotal Growth Limited became the immediate and ultimate controlling party of the Group.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GIBSON, Jeremy Paul | Director | 2025-09-18 | May 1973 | British |
| JOHNSON, Ian William | Director | 2019-03-01 | May 1978 | British |
| PRAKASH, Mayank | Director | 2025-09-18 | Jan 1973 | British |
| WAGSTAFF, Ryan Oliver | Director | 2018-04-19 | Jan 1984 | British |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DANIELS, Joe | Director | 2017-05-17 | 2018-04-20 |
| RICHARDSON, Graeme Stuart | Director | 2017-04-06 | 2017-05-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Believe Money Group Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2018-04-20 | Active |
| Mr Joe Daniels | Individual | Shares 75–100% | 2017-05-19 | Ceased 2018-04-20 |
| Mr Graeme Stuart Richardson | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-04-06 | Ceased 2017-05-19 |
Filing timeline
Last 20 of 48 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-26 | CH01 | officers | Change person director company with change date | |
| 2026-03-26 | CH01 | officers | Change person director company with change date | |
| 2026-01-21 | MA | incorporation | Memorandum articles | |
| 2026-01-08 | RESOLUTIONS | resolution | Resolution | |
| 2025-12-22 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-12-17 | AA | accounts | Accounts with accounts type full | |
| 2025-12-03 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-10-21 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-21 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-05 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-07-11 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-05-30 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-02-18 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-09-30 | AA | accounts | Accounts with accounts type total exemption full | |
| 2024-07-23 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-11-29 | DISS40 | gazette | Gazette filings brought up to date | |
| 2023-11-28 | GAZ1 | gazette | Gazette notice compulsory | |
| 2023-11-24 | AA | accounts | Accounts with accounts type total exemption full | |
| 2023-07-18 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-07-18 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 12
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
+77.9%
£38,106 £67,788
-
Net assets
-177.7%
£765,482 -£594,839
lowest in 6 filed years
-
Employees
-9.7%
62 56
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers