UK Companies House feature
ZOPA BANK LIMITED
Profile
- Company number
- 10627575
- Status
- Active
- Incorporation
- 2017-02-20
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64191
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors consider the key assumptions and uncertainties that feed into their going concern assessment, and are satisfied that the Bank will continue to have the resources to remain a going concern on the basis that it maintains sufficient resources to meet its liabilities as they fall due from the date of authorisation of these financial statements.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
11 active · 11 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MATTHEWS, Victoria Elizabeth | Secretary | 2020-05-22 | — | — |
| ASPINALL, Nicholas | Director | 2022-01-12 | Aug 1964 | British |
| BAGLEY, Gaenor | Director | 2018-12-13 | Dec 1964 | British |
| CUTTER, Paul Alexander | Director | 2018-01-30 | Aug 1969 | British |
| GOULDING, Richard Frank | Director | 2018-01-30 | May 1959 | Irish |
| HULME, Stephen Jon | Director | 2021-03-30 | Jun 1971 | British |
| JANARDANA, Jaidev | Director | 2017-03-31 | Feb 1979 | British |
| LAMBERT, Philippa | Director | 2023-06-01 | May 1969 | British |
| MCCALLUM, Gordon | Director | 2022-01-12 | Apr 1960 | British |
| OHRSTRAND, Max Alexander | Director | 2025-10-30 | May 1989 | British |
| WOODBURN, Michael Charles | Director | 2022-01-12 | Nov 1970 | British |
Show 11 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRODERICK, Olivia | Secretary | 2017-06-20 | 2020-05-22 |
| OAKWOOD CORPORATE SECRETARY LIMITED | Corporate Secretary | 2017-02-20 | 2019-01-24 |
| ANDREWS, Giles Edward Charles | Director | 2022-01-12 | 2025-10-30 |
| ANDREWS, Giles Edward Charles | Director | 2017-02-20 | 2018-03-27 |
| BRODERICK, Olivia | Director | 2017-03-31 | 2018-03-27 |
| CASSIN, Andrew William | Director | 2022-02-09 | 2023-06-06 |
| CUNHA-GOMES, Neil Anthony | Director | 2023-07-19 | 2024-06-25 |
| HERBERT, Peter Ronald | Director | 2018-02-22 | 2023-09-26 |
| HOGAN, Jonathan Derek | Director | 2019-06-01 | 2021-12-31 |
| JONES, Scott Christopher | Director | 2022-01-12 | 2025-10-30 |
| TROSHINA, Marina | Director | 2024-08-13 | 2025-10-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Zopa Group Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-02-20 | Active |
Filing timeline
Last 20 of 90 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-07 | AA | accounts | accounts with accounts type full |
| 2026-02-26 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-11-06 | TM01 | officers | termination director company with name termination date |
| 2025-11-06 | AP01 | officers | appoint person director company with name date |
| 2025-11-06 | TM01 | officers | termination director company with name termination date |
| 2025-11-06 | TM01 | officers | termination director company with name termination date |
| 2025-11-06 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-11-06 | AD01 | address | change registered office address company with date old address new address |
| 2025-07-17 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-05-27 | AA | accounts | accounts with accounts type full |
| 2025-05-15 | CH01 | officers | change person director company with change date |
| 2025-03-20 | SH01 | capital | capital allotment shares |
| 2025-03-04 | SH19 | capital | capital statement capital company with date currency figure |
| 2025-03-04 | SH20 | capital | legacy |
| 2025-03-04 | CAP-SS | insolvency | legacy |
| 2025-03-04 | RESOLUTIONS | resolution | resolution |
| 2025-02-24 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-12-06 | SH01 | capital | capital allotment shares |
| 2024-08-27 | AA | accounts | accounts with accounts type full |
| 2024-08-16 | AP01 | officers | appoint person director company with name date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory