Cash

£2M

+74.2% vs 2023

Net assets

£84K

-95.2% vs 2023

Employees

0

Average over period

Profit before tax

-£2M

-128.1% vs 2023

Profile

Company number
10577959
Status
Active
Incorporation
2017-01-23
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
66190
Hubs
UK Fintech

Net assets

5-year trend · vs UK Fintech median

£0£1m£2m20222022202320232024
WORLD TRAVEL PROTECTION LIMITED

Accounts

5-year trend · latest 2024-12-31

Metric Trend 2022-01-012022-12-312023-01-012023-12-312024-12-31
Turnover £434,928£1,994,516
Operating profit -£7,219,563-£993,479-£2,266,038
Profit before tax -£32,070-£993,479-£2,266,038
Net profit -£40,447-£771,655-£1,672,852
Cash £945,147£1,646,805
Total assets less current liabilities £28,371£1,756,716£214,311
Net assets £28,371£1,756,716£83,864
Equity £6,748,818£28,371£28,371£1,756,716£83,864
Average employees 000
Wages

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Abridged
Yes — abridged accounts (limited disclosure)
Auditor
Ernst & Young LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“These financial statements have been prepared on a going concern basis. The current economic conditions present risks for all businesses. In response to such conditions, the Directors have carefully considered these risks, including an assessment of uncertainty on future trading projection for a period of at least twelve months from the date of signing the financial statements, and the extent to which they might affect the preparation of the financial statements on a going concern basis. The Company participates in operating activities as part of Cover-More's European activities. As at the balance sheet date the Company has net current liabilities of £638,233 which includes £3,378,537 of liabilities to other Group companies. The Company meets its day-to-day working capital requirements through related party funding and the Company has received a letter of support from its parent company to meet liabilities as they fall due. The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future and that there are no material uncertainties that lead to significant doubt upon the Company's ability to continue as a going concern. Thus the directors have continued to adopt the going concern basis of accounting in preparing these financial statements.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

4 active · 10 resigned

Name Role Appointed Born Nationality
ATHA, Cara Director 2023-04-01 May 1973 British
BANKS, Luke Director 2023-04-01 Oct 1980 British
LEACH, Adrian Director 2023-04-01 Mar 1972 Australian
TURNER, Alerah Director 2023-04-01 Nov 1983 Australian
Show 10 resigned officers
Name Role Appointed Resigned
COGILL, Alistair Liam Director 2022-11-30 2024-09-12
DUNNE, Damien Director 2019-08-07 2022-12-05
EMMETT, Michael Patrick Cheere Director 2017-01-23 2018-12-15
GIULIANI, Giovanni Director 2017-02-02 2017-06-23
MORTON, Cara Jane Director 2018-12-14 2019-07-30
QUIN, James Barrington Director 2017-02-02 2017-06-23
RIJSSEMUS, Anne-Laure Yvonne Claudine Director 2024-08-06 2025-06-05
STEINBERG, Mark David Director 2017-01-23 2017-09-29
WHATTAM, Charles Director 2022-11-30 2023-04-01
WHITE, David Jason Director 2018-12-19 2019-12-31

Ownership

Persons with significant control

No PSC data extracted yet.

Filing timeline

Last 20 of 71 total filings

Date Type Category Description
2026-02-28 SH01 capital capital allotment shares
2026-01-07 CH01 officers change person director company with change date
2025-09-30 AA accounts accounts with accounts type full
2025-06-11 CH01 officers change person director company with change date
2025-06-10 TM01 officers termination director company with name termination date
2025-06-08 CS01 confirmation-statement confirmation statement with no updates
2025-03-07 AD03 address move registers to sail company with new address
2025-03-07 AD02 address change sail address company with new address
2024-12-02 AA accounts accounts with accounts type full
2024-09-27 TM01 officers termination director company with name termination date
2024-08-06 AP01 officers appoint person director company with name date
2024-07-12 CH01 officers change person director company with change date
2024-07-12 CH01 officers change person director company with change date
2024-06-06 CS01 confirmation-statement confirmation statement with updates
2024-01-09 SH01 capital capital allotment shares
2023-08-30 AA accounts accounts with accounts type full
2023-06-29 CS01 confirmation-statement confirmation statement with updates
2023-05-23 TM01 officers termination director company with name termination date
2023-05-22 AP01 officers appoint person director company with name date
2023-05-22 AP01 officers appoint person director company with name date

Credit score

Altman Z″ (private-firm) · reference 2024-12-31

-4.67

DISTRESS

Altman Z″

  • Working capital / Total assets -0.154 × 6.56 = -1.01
  • Retained earnings / Total assets 0.000 × 3.26 = +0.00
  • EBIT / Total assets -0.548 × 6.72 = -3.68
  • Book equity / Total liabilities 0.021 × 1.05 = +0.02

Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.

Activity Score

Composite activity score · components 0–100 · reference 2026-05-10

45

COOL

/ 100

  • Filings velocity 50
  • Capital events 20
  • Officer churn 25
  • Headcount trajectory 50
  • Accounts trajectory 100
  • 6 filing(s) in last 12 months
  • 1 capital event(s) in last 24 months
  • 0 appointed, 1 resigned (12mo)
  • Turnover +359% YoY

Official Companies House page