UK Companies House feature
HARBOUR ROCK CAPITAL LIMITED
Cash
£2M
-34.5% vs 2021
Net assets
£4M
+29.6% vs 2021
Employees
141
-13.5% vs 2021
Profit before tax
£984K
-21.7% vs 2021
Profile
- Company number
- 10290349
- Status
- Active
- Incorporation
- 2016-07-21
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 66190
- Hubs
- UK Fintech
Net assets
3-year trend · vs UK Fintech median
Accounts
3-year trend · latest 2022-03-31
| Metric | Trend | 2020-03-31 | 2021-03-31 | 2022-03-31 |
|---|---|---|---|---|
| Turnover | — | £12,154,747 | £12,966,813 | |
| Operating profit | — | £1,257,567 | £1,003,011 | |
| Profit before tax | — | £1,257,567 | £984,472 | |
| Net profit | — | £1,006,286 | £816,144 | |
| Cash | — | £2,923,925 | £1,915,146 | |
| Total assets less current liabilities | — | £3,284,222 | £4,100,366 | |
| Net assets | — | £2,755,562 | £3,571,706 | |
| Equity | £1,749,276 | £2,755,562 | £3,571,706 | |
| Average employees | — | 163 | 141 | |
| Wages | — | £4,387,461 | £4,663,715 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- BDO Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have assessed the Company's ability to continue as a going concern having considered the recurring losses incurred in recent years and the principal risks and uncertainties set out in the notes, the future strategic plans and the anticipated economic conditions including the cost of living crisis... they continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “Company received additional funding from its parent, Harbour Rock Group Limited, of £250k as set out in note 18.”
- “On 28 June 2024, the company issued 250,000 shares to Harbour Rock Group Limited for settlement in cash.”
- “Barclays agreed a new facility with Astamor on 30 April 2024 under which the Company no longer provides a guarantee, discharging the Company from its obligation.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CARBY, Keith Arthur | Director | 2023-10-11 | Sep 1946 | British |
| DUNNE, Paul Anthony | Director | 2022-11-24 | Dec 1975 | British |
| GRAS-VELÁZQUEZ, Azalea | Director | 2025-10-21 | Mar 1986 | Spanish |
| PURLE, Jonathan Richard Gerald | Director | 2023-10-01 | Jan 1974 | British |
| WOOD, Christopher John | Director | 2023-04-14 | Jul 1969 | British |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| KEANE, Kevin | Director | 2019-08-12 | 2025-04-16 |
| MOORE, Andrew Richard | Director | 2016-07-21 | 2021-12-20 |
| MOORE, Timothy David | Director | 2016-07-21 | 2022-05-25 |
| SMITH-THOMPSON, Jamie Brett | Director | 2016-07-21 | 2023-04-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Harbour Rock Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-04-13 | Active |
Filing timeline
Last 20 of 56 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-10-22 | AP01 | officers | appoint person director company with name date |
| 2025-10-20 | AA | accounts | accounts with accounts type full |
| 2025-07-21 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-04-16 | TM01 | officers | termination director company with name termination date |
| 2025-04-01 | CH01 | officers | change person director company with change date |
| 2024-12-12 | AA | accounts | accounts with accounts type full |
| 2024-08-07 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-06-28 | SH01 | capital | capital allotment shares |
| 2024-06-11 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-04-02 | SH01 | capital | capital allotment shares |
| 2023-11-15 | AA | accounts | accounts with accounts type full |
| 2023-10-11 | AP01 | officers | appoint person director company with name date |
| 2023-10-03 | AP01 | officers | appoint person director company with name date |
| 2023-08-11 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2023-08-04 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-07-07 | CERTNM | change-of-name | certificate change of name company |
| 2023-04-20 | TM01 | officers | termination director company with name termination date |
| 2023-04-15 | AP01 | officers | appoint person director company with name date |
| 2023-04-07 | AA | accounts | accounts with accounts type full |
| 2022-11-25 | AP01 | officers | appoint person director company with name date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Composite activity score · components 0–100 · reference 2026-05-10
30.2
COLD
/ 100
- Filings velocity 25
- Capital events 20
- Officer churn 25
- Headcount trajectory 37
- Accounts trajectory 57
- 3 filing(s) in last 12 months
- 1 capital event(s) in last 24 months
- 1 appointed, 0 resigned (12mo)
- Employees -13% YoY
- Turnover +7% YoY