Cash

£2K

0% vs 2023

Net assets

£211K

0% vs 2023

Employees

4

-20% vs 2023

Profit before tax

Period ending 2024-12-31

Profile

Company number
10081148
Status
Active
Incorporation
2016-03-23
Last accounts made up
2024-12-31
Account category
GROUP
Primary SIC
66190
Hubs
UK Fintech

Net assets

10-year trend · vs UK Fintech median

£0£250k£500k2019202020202021202120222022202320232024
ELM CAPITAL HOLDING LIMITED

Accounts

10-year trend · latest 2024-12-31

Metric Trend 2019-12-312020-01-012020-12-312021-01-012021-12-312022-01-012022-12-312023-01-012023-12-312024-12-31
Turnover
Operating profit
Profit before tax
Net profit -£35,933£965,254£587,615£183,446
Cash £1,308£134,595£2,661£1,646£1,646£1,646
Total assets less current liabilities -£54,407£202,840
Net assets -£54,407£202,840£27,288£210,734£210,734£210,734
Equity -£54,407-£54,407£202,840£202,841£27,288£27,288£210,734£210,734£210,734£210,734
Average employees 355554
Wages

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Consolidated (group)
Auditor
Sopher + Co LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Subsidiaries

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

5 active · 1 resigned

Name Role Appointed Born Nationality
PAGE, Samantha Jane Secretary 2016-03-23
DE BENEDETTI, Benedetto Director 2017-06-06 Oct 1958 Italian
DESHORMES, Etienne Director 2016-03-23 Jul 1960 Belgian
PAGE, Samantha Jane Director 2017-06-06 Oct 1975 English
RENSON, Marie Director 2020-05-06 Feb 1962 Belgian
Show 1 resigned officer
Name Role Appointed Resigned
WIECZOREK, Michael Director 2020-05-06 2022-07-22

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Etienne Deshormes Individual Shares 75–100%, Voting 75–100% 2016-04-06 Active

Filing timeline

Last 20 of 40 total filings

Date Type Category Description
2026-02-04 CS01 confirmation-statement confirmation statement with no updates
2025-09-16 CH03 officers change person secretary company with change date
2025-09-05 AA accounts accounts with accounts type group
2025-02-04 CS01 confirmation-statement confirmation statement with no updates
2024-12-03 RESOLUTIONS resolution resolution
2024-08-23 AA accounts accounts with accounts type group
2024-02-05 CS01 confirmation-statement confirmation statement with no updates
2023-08-18 AA accounts accounts with accounts type group
2023-02-08 CS01 confirmation-statement confirmation statement with no updates
2022-07-26 TM01 officers termination director company with name termination date
2022-05-19 AA accounts accounts with accounts type group
2022-02-04 CS01 confirmation-statement confirmation statement with updates
2021-06-01 AA accounts accounts with accounts type group
2021-03-18 CS01 confirmation-statement confirmation statement with updates
2020-05-28 AA accounts accounts with accounts type group
2020-05-07 AP01 officers appoint person director company with name date
2020-05-06 AP01 officers appoint person director company with name date
2020-05-04 CS01 confirmation-statement confirmation statement with updates
2019-08-16 AA accounts accounts with accounts type small
2019-04-29 CS01 confirmation-statement confirmation statement with updates

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires total assets, EBIT (operating profit / PBT) — not present in the latest extracted accounts.

Activity Score

Composite activity score · components 0–100 · reference 2026-05-10

18.2

COLD

/ 100

  • Filings velocity 25
  • Capital events 0
  • Officer churn 0
  • Headcount trajectory 30
  • Accounts trajectory 50
  • 3 filing(s) in last 12 months
  • Employees -20% YoY
  • Net Assets +0% YoY

Official Companies House page