UK Companies House feature
IGF BUSINESS CREDIT LIMITED
Profile
- Company number
- 10078965
- Status
- Active
- Incorporation
- 2016-03-22
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- RSM UK Audit LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis which assumes that the Company can continue to meet its liabilities as they fall due. The directors have made an assessment of the company's ability to continue as a going concern for a period of at least twelve months from the date on which the financial statements were approved for release. In all scenarios tested the Company is able to operate as a going concern and remain compliant with the financial covenants set by our funders.”
Significant events
- “Our previous CEO, John Onslow, who led the Management buy-in of IGF in 2016, retired at the end of the financial year. John leaves with the best wishes from all Directors and Employees and our gratitude for the significant role he played in building IGF into the successful and highly respected business it is today.”
- “On 17 June 2025, the Group successfully negotiated an extension of its existing financing facilities.”
- “On 21 August 2025 the Company entered into deeds of repayment with the Ultimate Parent Undertaking, Independent Growth Finance Limited, and with the Immediate Parent Company, IGF Group Services Limited, in connection with the payment of consideration for prior period tax losses surrendered totalling £1,779k (note 15).”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
10 active · 12 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CHAIT, Steven Jonathan | Director | 2023-09-27 | Feb 1965 | British |
| EDMEADES, Paul | Director | 2017-03-20 | Jan 1969 | British |
| FLETCHER, Michael Ross | Director | 2019-09-16 | Jun 1985 | British |
| HEY, Andrew David | Director | 2019-09-16 | Nov 1970 | British |
| HUGHES, Jonathan Mark Henry | Director | 2016-04-11 | Dec 1965 | British |
| JACOBS, Simon Paul | Director | 2016-11-11 | Apr 1966 | British |
| KEECH, Oliver | Director | 2023-06-22 | Jan 1977 | British |
| MILLAR, William James | Director | 2022-06-08 | Mar 1963 | British |
| MOORE, Stephen Michael | Director | 2019-08-27 | May 1962 | British |
| SPIELBICHLER, Richard | Director | 2016-08-12 | Jun 1968 | British |
Show 12 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ANDERSON, Alan Derek | Director | 2016-08-12 | 2018-05-14 |
| AUSTIN, Alan John | Director | 2016-08-12 | 2017-03-01 |
| GOULD, Jamie | Director | 2017-05-09 | 2017-08-07 |
| GREENFIELD, Jeffrey | Director | 2016-10-05 | 2021-05-18 |
| HENNESSY, Maxine Mercedes | Director | 2016-11-28 | 2018-09-14 |
| LEE, Barry Robert | Director | 2016-08-12 | 2017-01-11 |
| LINDSAY, Mark John | Director | 2017-03-20 | 2018-06-13 |
| NELSON, John Michael Stuart | Director | 2016-04-11 | 2018-02-09 |
| ONSLOW, John Peter | Director | 2016-03-22 | 2025-03-31 |
| PRICE, Nicholas John | Director | 2017-03-20 | 2019-07-31 |
| SHEPHERD, Matthew James | Director | 2020-10-09 | 2021-03-30 |
| SMITH, Matthew David | Director | 2017-03-20 | 2020-05-22 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Igf Group Services Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-11 | Active |
Filing timeline
Last 20 of 76 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-15 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2026-04-14 | RP01AP01 | officers | replacement filing of director appointment with name |
| 2025-08-29 | AA | accounts | accounts with accounts type full |
| 2025-06-18 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-05-01 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-04-02 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-04-02 | TM01 | officers | termination director company with name termination date |
| 2025-01-31 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-01-31 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-09-04 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-07-22 | AA | accounts | accounts with accounts type full |
| 2024-03-28 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-10-09 | AP01 | officers | appoint person director company with name date |
| 2023-07-18 | AA | accounts | accounts with accounts type full |
| 2023-06-26 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-06-22 | AP01 | officers | appoint person director company with name date |
| 2023-04-03 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-11-15 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2022-08-02 | AA | accounts | accounts with accounts type full |
| 2022-06-08 | AP01 | officers | appoint person director company with name date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Composite activity score · components 0–100 · reference 2026-05-10
23.3
COLD
/ 100
- Filings velocity 33
- Capital events 0
- Officer churn 0
- Headcount trajectory 50
- Accounts trajectory 50
- 4 filing(s) in last 12 months