Cash

£5M

+5.8% vs 2021

Net assets

£3M

+53% vs 2021

Employees

57

-6.6% vs 2021

Profit before tax

£2M

+141.1% vs 2021

Profile

Company number
10041968
Status
Active
Incorporation
2016-03-03
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
66300
Hubs
UK Fintech

Net assets

2-year trend · vs UK Fintech median

£0£2.5m£5m20212022
GUARANTCO MANAGEMENT COMPANY LIMITED

Accounts

2-year trend · latest 2022-12-31

Metric Trend 2021-12-312022-12-31
Turnover £12,187,844£15,159,438
Operating profit £521,834£1,859,835
Profit before tax £673,134£1,622,719
Net profit
Cash £4,274,537£4,523,087
Total assets less current liabilities £2,118,011£3,577,336
Net assets £1,740,335£2,662,361
Equity £1,740,335£2,662,361
Average employees 6157
Wages

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PricewaterhouseCoopers CI LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“Having performed this analysis management believes the Company has sufficient liquidity to meet its liabilities for the period to 17 April 2026 being twelve months from when the Financial Statements are authorised for issue and that the preparation of the Financial Statements on a going concern basis remains appropriate as the Company expects to be able to meet its obligations as and when they fall due for at least twelve months from the date the Financial Statements are authorised for issue.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

3 active · 10 resigned

Name Role Appointed Born Nationality
GOSSELINK, Frank Jozef Marie Director 2016-07-06 Nov 1964 Dutch
MURPHY, Jason Director 2024-04-24 Feb 1978 Irish
NARALKAR, Chinmay Satish Director 2023-10-03 Sep 1982 Indian
Show 10 resigned officers
Name Role Appointed Resigned
AL-FALAKI, Layth Director 2022-01-20 2026-04-08
BENNET, Iain Douglas Director 2016-07-06 2017-12-31
BRYANS, Kirsten Polly Director 2017-12-31 2022-08-26
BUSHBY, Emily Jane Director 2018-10-24 2023-01-17
PERERA, Lasitha Nuwan Vincent Director 2016-07-06 2021-05-07
PETRIE, Dale Garth Director 2016-07-06 2021-12-03
SLACK, Michael Andrew Director 2018-06-21 2022-10-21
VERMONT, Christopher John Director 2016-07-06 2016-12-31
VISSER, Surabhi Mathur Director 2023-01-17 2025-05-30
ZUIDBERG, Joost Michiel Director 2016-03-03 2026-04-08

Ownership

Persons with significant control

No PSC data extracted yet.

Filing timeline

Last 20 of 53 total filings

Date Type Category Description
2026-04-09 TM01 officers termination director company with name termination date
2026-04-09 TM01 officers termination director company with name termination date
2026-02-04 CS01 confirmation-statement confirmation statement with no updates
2025-08-18 AA accounts accounts with accounts type full
2025-06-05 TM01 officers termination director company with name termination date
2025-03-03 CS01 confirmation-statement confirmation statement with no updates
2025-03-03 CH01 officers change person director company with change date
2025-03-03 CH01 officers change person director company with change date
2025-03-03 CH01 officers change person director company with change date
2025-03-03 CH01 officers change person director company with change date
2025-03-03 CH01 officers change person director company with change date
2024-08-27 AA accounts accounts with accounts type full
2024-04-30 AP01 officers appoint person director company with name date
2024-03-20 CS01 confirmation-statement confirmation statement with no updates
2024-03-04 CH01 officers change person director company with change date
2023-10-12 AP01 officers appoint person director company with name date
2023-06-12 AA accounts accounts with accounts type total exemption full
2023-03-03 CS01 confirmation-statement confirmation statement with no updates
2023-01-18 TM01 officers termination director company with name termination date
2023-01-18 AP01 officers appoint person director company with name date

Credit score

Altman Z″ (private-firm) · reference 2022-12-31

4.14

SAFE

Altman Z″

  • Working capital / Total assets 0.366 × 6.56 = +2.40
  • Retained earnings / Total assets 0.000 × 3.26 = +0.00
  • EBIT / Total assets 0.197 × 6.72 = +1.32
  • Book equity / Total liabilities 0.393 × 1.05 = +0.41

Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page