UK Companies House feature
PLUM FINTECH LIMITED
Cash
£7M
+231.7% vs 2024
Net assets
-£3M
-374.3% vs 2024
Employees
204
+292.3% vs 2024
Profit before tax
—
Period ending 2025-03-31
Profile
- Company number
- 09952199
- Status
- Active
- Incorporation
- 2016-01-14
- Last accounts made up
- 2025-03-31
- Account category
- GROUP
- Primary SIC
- 66190
- Hubs
- UK Fintech
Net assets
2-year trend · vs UK Fintech median
Accounts
2-year trend · latest 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | — | — | |
| Net profit | -£7,916,101 | -£15,116,777 | |
| Cash | £2,032,965 | £6,744,327 | |
| Total assets less current liabilities | £3,042,061 | £6,916,211 | |
| Net assets | -£633,140 | -£3,003,151 | |
| Equity | -£633,140 | -£3,003,151 | |
| Average employees | 52 | 204 | |
| Wages | £4,602,971 | £4,011,900 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- Moore Kingston Smith LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the Group has adequate resources to continue in operational existence for the foreseeable future and therefore continue to adopt the going concern basis of accounting in preparing the financial statements.”
Subsidiaries
- Saveable Limited · 100% held · England
- Plum Fintech Greece Limited · 100% held · Greece
- Plum Fintech CY Limited · 100% held · Cyprus
- Plum Money CY Limited · 100% held · Cyprus
- Plum NewCo Limited · 100% held · England
- Plum ServCo Limited · 100% held · England
- Plum Crypto CY Limited · 100% held · Cyprus
Significant events
- “In March 2024, the Company launched its market-leading Cash ISA, which grew to over £1.1 billion in AUM by the end of the reporting period.”
- “Over the year, Plum paid £28 million in interest - around four times what a traditional bank would have offered in interest on savings deposits.”
- “With the completion of Plum's Series B fundraising in June 2024, the follow-on crowdfunding round in September 2024, and the refinancing of its venture debt facility with BBVA Spark in March 2025, the Group has reinforced its capital base and secured the resources needed to progress its UK growth plans and accelerate expansion across the EU.”
- “The electronic-money licence granted in November 2025 marks an important step in Plum's regulatory development.”
- “In November 2025 the Company's subsidiary, Plum NewCo Limited, was granted an electronic money licence and is now an authorised electronic money institution, firm reference number 1023776.”
- “In December 2025 a further drawdown of the BBVA loan was completed for the amount for £2.5 million.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FOTEINAKIS, Apostolos | Director | 2024-07-01 | Feb 1983 | Greek |
| MCLOUGHLIN, Maryam | Director | 2024-12-02 | Mar 1982 | British |
| TROKOUDES, Victor Michael | Director | 2016-01-14 | Feb 1984 | Cypriot |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BELOBERK, Sanjin | Director | 2020-05-26 | 2024-07-01 |
| MICHAEL, Alexandros | Director | 2016-06-14 | 2020-01-17 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Victor Trokoudes | Individual | Voting 25–50% | 2020-01-01 | Ceased 2021-08-10 |
| Mr Victor Trokoudes | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-04-07 | Ceased 2019-03-11 |
| Mr Alexandros Michael | Individual | Shares 25–50%, Voting 25–50% | 2016-04-07 | Ceased 2018-10-09 |
Filing timeline
Last 20 of 123 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-23 | CS01 | confirmation-statement | confirmation statement with updates |
| 2026-02-13 | AA | accounts | accounts with accounts type group |
| 2025-05-13 | AA | accounts | accounts with accounts type group |
| 2025-05-06 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-05-05 | AP01 | officers | appoint person director company with name date |
| 2025-04-08 | RESOLUTIONS | resolution | resolution |
| 2025-04-03 | SH01 | capital | capital allotment shares |
| 2025-03-12 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-03-06 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-10-03 | CH01 | officers | change person director company with change date |
| 2024-10-02 | SH01 | capital | capital allotment shares |
| 2024-09-03 | SH01 | capital | capital allotment shares |
| 2024-07-29 | AA | accounts | accounts with accounts type group |
| 2024-07-16 | SH01 | capital | capital allotment shares |
| 2024-07-16 | SH01 | capital | capital allotment shares |
| 2024-07-15 | SH01 | capital | capital allotment shares |
| 2024-07-12 | TM01 | officers | termination director company with name termination date |
| 2024-07-10 | AP01 | officers | appoint person director company with name date |
| 2024-06-26 | MA | incorporation | memorandum articles |
| 2024-04-11 | CS01 | confirmation-statement | confirmation statement with updates |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory