UK Companies House feature
CLOUD LENDING UK LTD
Cash
£2M
+49.3% vs 2021
Net assets
£1M
+41.4% vs 2021
Employees
22
+15.8% vs 2021
Profit before tax
£265K
+6.6% vs 2021
Profile
- Company number
- 09881023
- Status
- Active
- Incorporation
- 2015-11-19
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 62090
Net assets
3-year trend · vs UK AI & Enterprise SaaS median
Accounts
3-year trend · latest 2022-12-31
| Metric | Trend | 2021-01-01 | 2021-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Turnover | — | — | — | |
| Operating profit | — | — | — | |
| Profit before tax | — | £248,979 | £265,465 | |
| Net profit | — | £224,095 | £162,913 | |
| Cash | — | £1,134,385 | £1,693,351 | |
| Total assets less current liabilities | — | £958,043 | £1,352,815 | |
| Net assets | — | £953,474 | £1,348,246 | |
| Equity | £503,412 | £953,474 | £1,348,246 | |
| Average employees | — | 19 | 22 | |
| Wages | — | £3,004,256 | £2,787,286 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Albert Goodman LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors, having considered the financial position of the Company for a period of at least twelve months from the date of signing these financial statements, have no reason to believe that a material uncertainty exists that may cast doubt about the ability of the Company to continue as a going concern. The Company has received a letter of support dated July 04, 2025 from its parent company, Q2 Software Inc confirming that it will provide financial support for meeting the working capital requirements of the Company.”
Significant events
- “There have been no significant events affecting the Company since the year end.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 5 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| KERR, Michael Scott | Secretary | 2022-08-05 | — | — |
| FLAKE, Matthew Paul | Director | 2018-10-15 | Dec 1971 | American |
| PRICE, Jonathan Adam, Mr. | Director | 2024-10-15 | May 1983 | American |
| RUTLEDGE, Kimberly Anne | Director | 2023-11-09 | Sep 1968 | American |
Show 5 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BENTON, Barrett Gerald | Secretary | 2018-10-15 | 2022-08-05 |
| FULZELE, Snehal | Director | 2015-11-19 | 2018-10-15 |
| HARRIS, Jennifer Noel | Director | 2018-10-15 | 2021-03-15 |
| MEHOK, David John | Director | 2021-03-15 | 2024-10-15 |
| SAINI, Darpan | Director | 2015-11-19 | 2018-10-15 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Q2 Holdings, Inc. | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-07-01 | Active |
Filing timeline
Last 20 of 46 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-11-05 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-09-19 | AA | accounts | accounts with accounts type full |
| 2024-11-18 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-11-14 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2024-10-16 | AP01 | officers | appoint person director company with name date |
| 2024-10-15 | TM01 | officers | termination director company with name termination date |
| 2024-10-02 | AA | accounts | accounts with accounts type full |
| 2023-12-18 | AP01 | officers | appoint person director company with name date |
| 2023-12-01 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-12-01 | AD01 | address | change registered office address company with date old address new address |
| 2023-09-29 | AA | accounts | accounts with accounts type full |
| 2023-01-04 | AA | accounts | accounts with accounts type full |
| 2022-12-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-11-21 | AP03 | officers | appoint person secretary company with name date |
| 2022-11-18 | TM02 | officers | termination secretary company with name termination date |
| 2022-05-05 | AD01 | address | change registered office address company with date old address new address |
| 2021-11-24 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-11-19 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2021-11-19 | CH01 | officers | change person director company with change date |
| 2021-11-19 | CH01 | officers | change person director company with change date |
Credit score
Altman Z″ (private-firm) · reference 2022-12-31
4.71
SAFE
Altman Z″
- Working capital / Total assets 0.447 × 6.56 = +2.93
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.102 × 6.72 = +0.68
- Book equity / Total liabilities 1.044 × 1.05 = +1.10
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory