UK Companies House feature
GO CAR CREDIT LIMITED
Profile
- Company number
- 09821673
- Status
- Active
- Incorporation
- 2015-10-13
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 64921
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Azets Audit Services Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements are prepared on a going concern basis. Go Car Credit Limited has reported a loss before tax of £0.9m for the year to 31 March 2025 (2024: £7.4m profit before tax) and net current assets of £3.1m (2024: net current liabilities £8.2m), it has net liabilities of £20.9m (2024: net liabilities of £20.0m). The Directors have prepared cash flow forecasts for the period ending 31 December 2026 which indicate that, taking account of reasonable possible downsides, the company will have sufficient funds, through funding from its ultimate parent company, Carfico Limited, to meet its liabilities as they fall due for that period.”
Subsidiaries
- GCC Funding (Paragon) Limited · 1% held · UK
- GCC Funding (No.4) Limited · 1% held · UK
- GCC Funding (No.5) Limited · 1% held · UK
Significant events
- “In August 2025, the Supreme Court judgment on commission disclosure has brought much-needed clarity to the market and the FCA is expected to announce its proposal for a redress scheme. Given the judgment and the FCA's statements on the matter, the company does not consider there to be any material liability with respect to commission disclosure.”
- “Subsequent to the year end, the directors have taken the decision to close the Company's vehicle retail site. The closure is expected to be completed by 31 March 2026.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 5 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ANDREWS, Amy | Director | 2023-11-15 | Aug 1981 | British |
| GILES, Mark Drummond | Director | 2017-07-05 | Jul 1968 | British |
| HOGAN, Paul | Director | 2023-11-15 | Sep 1978 | Irish |
| ROSSI, Lorna | Director | 2023-11-15 | Jul 1976 | British |
Show 5 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| PORTER, Derek Andrew | Secretary | 2015-10-13 | 2017-07-05 |
| BARRON, Adam James | Director | 2017-07-05 | 2023-11-22 |
| FRANKLIN, Toby Huw Thomas | Director | 2017-07-05 | 2023-11-22 |
| HAWKEN, Mark | Director | 2017-07-05 | 2019-01-16 |
| PORTER, Derek Andrew | Director | 2015-10-13 | 2017-07-05 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Carfico Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-07-05 | Active |
| Mr Derek Andrew Porter | Individual | Shares 75–100%, Voting 75–100% | 2016-10-12 | Ceased 2017-03-23 |
Filing timeline
Last 20 of 85 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-12-29 | AA | accounts | accounts with accounts type full |
| 2025-10-21 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-09-05 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-01-06 | AA | accounts | accounts with accounts type full |
| 2024-10-21 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-01-18 | AA | accounts | accounts with accounts type full |
| 2023-11-23 | AP01 | officers | appoint person director company with name date |
| 2023-11-22 | TM01 | officers | termination director company with name termination date |
| 2023-11-22 | TM01 | officers | termination director company with name termination date |
| 2023-11-22 | AP01 | officers | appoint person director company with name date |
| 2023-11-22 | AP01 | officers | appoint person director company with name date |
| 2023-11-08 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-10-20 | CH01 | officers | change person director company with change date |
| 2023-10-20 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-08-16 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-08-16 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-08-16 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-08-16 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-08-16 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-08-16 | MR04 | mortgage | mortgage satisfy charge full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory