UK Companies House feature
EQUIFINANCE HOLDINGS LIMITED
Profile
- Company number
- 09793629
- Status
- Active
- Incorporation
- 2015-09-24
- Last accounts made up
- 2024-08-31
- Account category
- GROUP
- Primary SIC
- 64921
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- Grant Thornton UK LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Forecasts have been prepared under a range of scenarios which demonstrate the Group has adequate resources to continue to trade for at least 12 months from the date of signing this report. Accordingly, the directors consider it appropriate to continue adopting the going concern basis in preparing its financial statements.”
Subsidiaries
- Equifinance Limited · 100% held · England, Wales and Scotland · Provision of secured loans to home owners in England, Wales and Scotland
- Equifinance Funding Limited · 100% held · England, Wales and Scotland · Funding to Group companies
- Equifinance Capital 1 Limited · London, United Kingdom · Securitisation vehicle
- East One 2024-1 Plc · London, United Kingdom · Securitisation vehicle
Significant events
- “In April 2025, the Group successfully completed a process to refinance its corporate facility and mezzanine element of its private securitisation facility with a new partner. This exercise resulted in significantly improved terms and an extension of the maturity date to 2027.”
- “In November 2025, the Group successfully completed its second public securitisation transaction, East One 2025-1 Plc for a total issuance of approximately £260m. The transaction attracted strong investor demand and pricing was significantly improved compared with the debut issuance in 2024.”
- “In February 2026, following an extensive period to build and test, Equifinance launched its new proprietary loan origination system. The new solution materially improves the broker and customer journey, will enable the Group to achieve significant economies of scale, and reduces reliance on third party providers.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 0 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GEORGE, Philip Anthony | Director | 2021-01-11 | Nov 1950 | British |
| MARSHALL, Antony James | Director | 2015-09-24 | Sep 1966 | British |
| PAYNE, Christopher Alan | Director | 2015-09-24 | Jul 1969 | British |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Smith Family Trust Corporation Limited | Corporate entity | Shares 25–50%, Voting 25–50% | 2018-02-01 | Ceased 2024-02-06 |
| Mr Henry Thomas Smith | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 66 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-04 | AA | accounts | accounts with accounts type group |
| 2025-10-07 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-05-30 | AA | accounts | accounts with accounts type group |
| 2025-05-11 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-04-19 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-09-25 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-06-03 | RESOLUTIONS | resolution | resolution |
| 2024-05-30 | SH01 | capital | capital allotment shares |
| 2024-05-29 | RP04CS01 | confirmation-statement | second filing of confirmation statement with made up date |
| 2024-05-29 | RP04CS01 | confirmation-statement | second filing of confirmation statement with made up date |
| 2024-04-04 | AA | accounts | accounts with accounts type group |
| 2024-02-08 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-02-08 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2023-10-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-04-26 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-04-22 | AA | accounts | accounts with accounts type group |
| 2022-10-06 | CS01 | confirmation-statement | confirmation statement with updates |
| 2022-05-04 | AA | accounts | accounts with accounts type group |
| 2022-04-26 | CH01 | officers | change person director company with change date |
| 2022-04-26 | CH01 | officers | change person director company with change date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.