SAVEABLE LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2027-03-12 (in 10mo)
Last made up 2026-02-26
Watchouts
None on the register
Cash
£9M
+1,150% highest in 4 filed years
Net assets
—
Equity attributable
Employees
0
Average over period
Profit before tax
£938K
+28.8% vs 2024
Net assets
4-year trend · vs Technology median
Accounts
4-year trend · latest reflected 2025-03-31
| Metric | Trend | 2019-09-30 | 2020-09-30 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | — | — | — | |
| Profit before tax | — | — | £728,565 | £938,226 | |
| Net profit | — | — | £728,565 | £938,226 | |
| Cash | £1,117 | £399,957 | £725,059 | £9,063,361 | |
| Total assets less current liabilities | -£8,490 | £387,287 | — | — | |
| Net assets | -£8,490 | £387,287 | — | — | |
| Equity | -£8,490 | £387,287 | £1,799,932 | £4,738,158 | |
| Average employees | — | 0 | — | 0 | |
| Wages | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Moore Kingston Smith LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the time of approving the financial statements, the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Significant events
- “In 2024, we launched one of our most successful investing products to date – the Cash ISA - which increased our AUM in the product to exceed £1.1 billion by the end of the reporting period.”
- “With Bank of England interest rates reaching 5.25%, Saveable launched its Cash ISA product in April 2024 to help consumers grow their savings. In 2024 alone, we paid £28 million in interest, four times more than a traditional bank would have offered.”
- “The Group has incorporated a new subsidiary, Plum NewCo, with the goal of obtaining an EMI license from the FCA. This will allow us to further enhance our product offering and expand the value we deliver to our growing user base.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FOTEINAKIS, Apostolos | Director | 2024-07-01 | Feb 1983 | Greek |
| MCLOUGHLIN, Maryam | Director | 2024-12-02 | Mar 1982 | British |
| TROKOUDES, Victor | Director | 2020-07-28 | Feb 1984 | Cypriot |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BELOBERK, Sanjin | Director | 2020-07-28 | 2024-07-01 |
| HOLMBOE, Conrad Dag | Director | 2016-09-01 | 2020-02-20 |
| SOTO-WRIGHT, Ivan | Director | 2015-09-15 | 2020-07-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Victor Trokoudes | Individual | Significant influence | 2020-07-28 | Ceased 2021-10-19 |
| Plum Fintech Limited | Corporate entity | Shares 75–100%, Voting 75–100%, right-to-appoint-and-remove-directors-as-firm, significant-influence-or-control-as-firm | 2020-02-20 | Active |
| Mr Ivan David Soto-Wright | Individual | Significant influence | 2016-09-01 | Ceased 2020-07-28 |
| Mr Conrad Dag Holmboe | Individual | Shares 25–50%, Voting 25–50%, right-to-appoint-and-remove-directors-as-firm, significant-influence-or-control-as-firm | 2016-09-01 | Ceased 2020-02-20 |
Filing timeline
Last 20 of 60 total filings
Material constitutional events — rename, articles re-file, resolution
- 2022-12-14 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-23 | AA | accounts | Accounts with accounts type full | |
| 2025-05-14 | AA | accounts | Accounts with accounts type full | |
| 2025-05-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-05 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-12 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-03-04 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-10-03 | CH01 | officers | Change person director company with change date | |
| 2024-09-30 | AP01 | officers | Appoint person director company with name date | |
| 2024-08-27 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-22 | AA | accounts | Accounts with accounts type full | |
| 2024-03-11 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-03-11 | SH01 | capital | Capital allotment shares | |
| 2023-11-29 | AA | accounts | Accounts with accounts type full | |
| 2023-10-21 | DISS40 | gazette | Gazette filings brought up to date | |
| 2023-10-10 | GAZ1 | gazette | Gazette notice compulsory | |
| 2023-04-17 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-12-14 | RESOLUTIONS | resolution | Resolution | |
| 2022-09-28 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2022-08-24 | PSC05 | persons-with-significant-control | Change to a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
—
Not reported
-
Cash
+1,150%
£725,059 £9,063,361
highest in 4 filed years
-
Net assets
—
Not reported
-
Employees
—
Not reported
-
Profit before tax
+28.8%
£728,565 £938,226
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers