UK Companies House feature
SAVEABLE LIMITED
Cash
£9M
+1,150% vs 2024
Net assets
—
Equity attributable
Employees
0
Average over period
Profit before tax
£938K
+28.8% vs 2024
Profile
- Company number
- 09777255
- Status
- Active
- Incorporation
- 2015-09-15
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 62012
Net assets
4-year trend · vs UK AI & Enterprise SaaS median
Accounts
4-year trend · latest 2025-03-31
| Metric | Trend | 2019-09-30 | 2020-09-30 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | — | — | — | |
| Profit before tax | — | — | £728,565 | £938,226 | |
| Net profit | — | — | £728,565 | £938,226 | |
| Cash | £1,117 | £399,957 | £725,059 | £9,063,361 | |
| Total assets less current liabilities | -£8,490 | £387,287 | — | — | |
| Net assets | -£8,490 | £387,287 | — | — | |
| Equity | -£8,490 | £387,287 | £1,799,932 | £4,738,158 | |
| Average employees | — | 0 | — | 0 | |
| Wages | — | — | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Moore Kingston Smith LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the time of approving the financial statements, the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Significant events
- “In 2024, we launched one of our most successful investing products to date – the Cash ISA - which increased our AUM in the product to exceed £1.1 billion by the end of the reporting period.”
- “With Bank of England interest rates reaching 5.25%, Saveable launched its Cash ISA product in April 2024 to help consumers grow their savings. In 2024 alone, we paid £28 million in interest, four times more than a traditional bank would have offered.”
- “The Group has incorporated a new subsidiary, Plum NewCo, with the goal of obtaining an EMI license from the FCA. This will allow us to further enhance our product offering and expand the value we deliver to our growing user base.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FOTEINAKIS, Apostolos | Director | 2024-07-01 | Feb 1983 | Greek |
| MCLOUGHLIN, Maryam | Director | 2024-12-02 | Mar 1982 | British |
| TROKOUDES, Victor | Director | 2020-07-28 | Feb 1984 | Cypriot |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BELOBERK, Sanjin | Director | 2020-07-28 | 2024-07-01 |
| HOLMBOE, Conrad Dag | Director | 2016-09-01 | 2020-02-20 |
| SOTO-WRIGHT, Ivan | Director | 2015-09-15 | 2020-07-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Victor Trokoudes | Individual | Significant influence | 2020-07-28 | Ceased 2021-10-19 |
| Plum Fintech Limited | Corporate entity | Shares 75–100%, Voting 75–100%, right-to-appoint-and-remove-directors-as-firm, significant-influence-or-control-as-firm | 2020-02-20 | Active |
| Mr Ivan David Soto-Wright | Individual | Significant influence | 2016-09-01 | Ceased 2020-07-28 |
| Mr Conrad Dag Holmboe | Individual | Shares 25–50%, Voting 25–50%, right-to-appoint-and-remove-directors-as-firm, significant-influence-or-control-as-firm | 2016-09-01 | Ceased 2020-02-20 |
Filing timeline
Last 20 of 60 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-23 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-12-23 | AA | accounts | accounts with accounts type full |
| 2025-05-14 | AA | accounts | accounts with accounts type full |
| 2025-05-05 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-05-05 | AP01 | officers | appoint person director company with name date |
| 2025-03-12 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-03-04 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-10-03 | CH01 | officers | change person director company with change date |
| 2024-09-30 | AP01 | officers | appoint person director company with name date |
| 2024-08-27 | TM01 | officers | termination director company with name termination date |
| 2024-07-22 | AA | accounts | accounts with accounts type full |
| 2024-03-11 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-03-11 | SH01 | capital | capital allotment shares |
| 2023-11-29 | AA | accounts | accounts with accounts type full |
| 2023-10-21 | DISS40 | gazette | gazette filings brought up to date |
| 2023-10-10 | GAZ1 | gazette | gazette notice compulsory |
| 2023-04-17 | CS01 | confirmation-statement | confirmation statement with updates |
| 2022-12-14 | RESOLUTIONS | resolution | resolution |
| 2022-09-28 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2022-08-24 | PSC05 | persons-with-significant-control | change to a person with significant control |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory