UK Companies House feature
FOLK GROUP LIMITED
Cash
£40K
+134.6% vs 2024
Net assets
£4M
+112.7% vs 2024
Employees
0
Average over period
Profit before tax
£3M
+11,884.6% vs 2024
Profile
- Company number
- 09732571
- Status
- Active
- Incorporation
- 2015-08-14
- Last accounts made up
- 2025-01-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Profit before tax
7-year trend · vs UK Fintech median
Accounts
7-year trend · latest 2025-01-31
| Metric | Trend | 2019-01-30 | 2020-01-30 | 2021-01-31 | 2022-01-31 | 2023-01-31 | 2024-01-31 | 2025-01-31 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | — | — | |
| Operating profit | — | — | — | — | — | — | — | |
| Profit before tax | — | — | — | — | — | £28,540 | £3,420,415 | |
| Net profit | — | — | — | — | — | £28,540 | £3,420,415 | |
| Cash | — | — | — | — | — | £16,930 | £39,712 | |
| Total assets less current liabilities | — | — | — | — | — | £1,984,555 | £4,221,597 | |
| Net assets | — | — | — | — | — | — | — | |
| Equity | £3,959,671 | £4,287,368 | — | — | — | £1,984,555 | £4,221,597 | |
| Average employees | — | — | — | — | — | — | 0 | |
| Wages | — | — | — | — | — | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Saffery LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Subsidiaries
- Folk (UK) Limited · 100% held · United Kingdom · Dormant company Ordinary
- Folk Nominee Limited · 100% held · United Kingdom · Dormant company Ordinary
- Folk2Folk Limited · 100% held · United Kingdom · Marketplace Ordinary lender
- Folk2Folk CBILS Lending Limited · 100% held · United Kingdom · Dormant company Ordinary
Significant events
- “In 2024, despite ongoing economic uncertainty and persistent headwinds, FOLK2FOLK Limited, a wholly owned subsidiary of Folk Group, recorded its sixth consecutive year of profitability and its fifth year of paying shareholder dividends.”
- “Received two prestigious awards: "Business Lender of the Year" for the third consecutive year at the Alternative Credit Investor Awards (formerly Peer 2 Peer Finance News Awards) and "Specialist Lender of the Year" by the NACFB Commercial Lender Awards.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 10 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CHUNG, Kawai | Director | 2025-09-23 | Sep 1978 | British |
| DALY, Alexander James | Director | 2019-09-27 | Jul 1970 | British |
| DINGLE, Graham Merlin | Director | 2019-07-30 | Oct 1953 | British |
| RICHARDS, Claire Louise | Director | 2025-10-06 | Dec 1972 | British |
| SAWYER, Timothy Charles | Director | 2015-08-14 | Feb 1962 | British |
| WARREN, Roy Francis | Director | 2019-08-28 | Apr 1956 | British |
Show 10 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FRENCH, Amanda | Secretary | 2016-08-26 | 2017-04-10 |
| WILLETT, Helen | Secretary | 2018-04-20 | 2019-05-08 |
| ABBOTT CHALEW, Justin David | Director | 2019-10-03 | 2025-05-01 |
| BROWN, David Ian | Director | 2015-08-14 | 2017-11-06 |
| CROSS, Giles Marwood | Director | 2017-08-31 | 2019-05-03 |
| DUMERESQUE, Jane Grace | Director | 2015-08-14 | 2017-08-31 |
| MATHERS, Louis Aidan | Director | 2015-08-14 | 2025-03-28 |
| MCCRACKEN, Megan Aileen | Director | 2019-10-21 | 2025-03-31 |
| PARNALL, Mark Braddon | Director | 2015-08-14 | 2019-09-27 |
| STRAW, Karl Anthony | Director | 2017-08-31 | 2018-04-17 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Graham Merlin Dingle | Individual | Shares 25–50%, Voting 25–50% | 2025-11-05 | Ceased 2025-12-31 |
| Dingle Brothers Systems Limited | Corporate entity | Shares 25–50%, Voting 25–50% | 2020-03-20 | Active |
| Mr Morley Edwin Dingle | Individual | Significant influence | 2019-05-20 | Ceased 2020-03-20 |
| Mr Ronald Adrian Dingle | Individual | Significant influence | 2019-05-20 | Ceased 2020-03-20 |
| Mr Graham Merlin Dingle | Individual | Significant influence | 2019-05-20 | Ceased 2020-03-20 |
| Mr Louis Aidan Mathers | Individual | Significant influence | 2016-04-06 | Ceased 2022-03-07 |
| Mr Robert Mark Parnall | Individual | Significant influence | 2016-04-06 | Ceased 2020-02-20 |
| Mr Robert Mark Braddon Parnall | Individual | Significant influence | 2016-04-06 | Ceased 2016-12-31 |
| Mrs Naomi Vera Mathers | Individual | Shares 25–50% | 2016-04-06 | Ceased 2016-10-31 |
Filing timeline
Last 20 of 113 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-02-06 | AA01 | accounts | change account reference date company previous extended |
| 2026-01-20 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2026-01-07 | PSC01 | persons-with-significant-control | notification of a person with significant control |
| 2025-12-09 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-12-09 | SH01 | capital | capital allotment shares |
| 2025-12-09 | SH01 | capital | capital allotment shares |
| 2025-11-12 | RP01AP01 | officers | replacement filing of director appointment with name |
| 2025-10-13 | CH01 | officers | change person director company with change date |
| 2025-10-13 | AP01 | officers | appoint person director company with name date |
| 2025-09-30 | CH01 | officers | change person director company with change date |
| 2025-09-29 | AP01 | officers | appoint person director company with name date |
| 2025-06-10 | RP04CS01 | confirmation-statement | second filing of confirmation statement with made up date |
| 2025-05-30 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-05-30 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-05-29 | SH03 | capital | capital return purchase own shares |
| 2025-05-16 | AA | accounts | accounts with accounts type full |
| 2025-05-01 | TM01 | officers | termination director company with name termination date |
| 2025-04-11 | TM01 | officers | termination director company with name termination date |
| 2025-04-02 | TM01 | officers | termination director company with name termination date |
| 2025-01-29 | CS01 | confirmation-statement | confirmation statement with updates |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory