KEY CURRENCY LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-24 (in 2mo)
Last made up 2025-07-10
Watchouts
Cash
£21M
-3.7% vs 2024
Net assets
£2M
+113.7% highest in 4 filed years
Employees
52
+26.8% highest in 4 filed years
Profit before tax
£5M
-29.3% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 PSCs ceased in last 24 months
Significant control changed hands — see the Ownership section.
Profit before tax
6-year trend · vs Financials median
Accounts
6-year trend · latest reflected 2024-12-31
| Metric | Trend | 2020-05-31 | 2021-05-31 | 2022-05-31 | 2023-05-31 | 2024-05-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Turnover | £3,248,048 | — | — | — | £16,324,097 | £11,141,822 | |
| Operating profit | £943,481 | — | — | — | £7,725,037 | £5,462,125 | |
| Profit before tax | £943,483 | — | — | — | £7,725,055 | £5,458,893 | |
| Net profit | £761,212 | — | — | — | £5,772,774 | £4,085,366 | |
| Cash | £3,817,884 | £9,138,912 | — | — | £22,058,385 | £21,250,349 | |
| Total assets less current liabilities | £143,488 | £197,400 | — | — | £729,017 | £1,557,686 | |
| Net assets | — | — | — | — | — | — | |
| Equity | £143,488 | £197,400 | £321,611 | £572,234 | £729,017 | £1,557,686 | |
| Average employees | 25 | 29 | — | — | 41 | 52 | |
| Wages | — | — | — | — | £3,096,321 | £2,202,025 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-05-31 | 2021-05-31 | 2022-05-31 | 2023-05-31 | 2024-05-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Operating margin | 29.0% | — | — | — | 47.3% | 49.0% | |
| Net margin | 23.4% | — | — | — | 35.4% | 36.7% | |
| Return on capital employed | 657.5% | — | — | — | 1059.7% | 350.7% | |
| Interest cover | — | — | — | — | — | 1690.01x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- JLA (UK) Ltd
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- KEY CURRENCY LIMITED · parent
- Key Currency S.L.U 100%
Significant events
- “The year end was changed to align the company with other associated companies.”
- “Company hold temporary clients' deposit and these funds are held separately in the bank within safeguarded client accounts.”
- “The directors have made contributions to the Employee Ownership Trust of £3.2m during the year (2024: £249,550).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 0 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COOKE, Clive John | Director | 2015-05-21 | Jan 1958 | British |
| GIBSON, Andrew John | Director | 2016-10-01 | May 1972 | British |
| PINKNEY, James Stuart | Director | 2016-10-01 | Mar 1973 | British |
| PINKNEY, Jonathan Christopher | Director | 2016-10-01 | Jan 1970 | British |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Key Currency Trustee Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-05-01 | Active |
| Mr Andrew John Gibson | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-10-01 | Ceased 2024-05-01 |
| Mr James Stuart Pinkney | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-10-01 | Ceased 2024-05-01 |
| Mr Jonathan Christopher Pinkney | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-10-01 | Ceased 2024-05-01 |
Filing timeline
Last 20 of 56 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-05-04 MA Memorandum articles
- 2024-05-04 RESOLUTIONS Resolution
- 2023-11-09 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-10 | AAMD | accounts | Accounts amended with accounts type group | |
| 2025-09-30 | AA | accounts | Accounts with accounts type medium | |
| 2025-07-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-03 | AA01 | accounts | Change account reference date company previous shortened | |
| 2025-02-25 | AA | accounts | Accounts with accounts type group | |
| 2024-07-10 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-05-08 | SH08 | capital | Capital name of class of shares | |
| 2024-05-08 | SH10 | capital | Capital variation of rights attached to shares | |
| 2024-05-04 | MA | incorporation | Memorandum articles | |
| 2024-05-04 | RESOLUTIONS | resolution | Resolution | |
| 2024-05-01 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-05-01 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-05-01 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-05-01 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-02-15 | AA | accounts | Accounts with accounts type full | |
| 2023-11-15 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2023-11-09 | SH20 | capital | Legacy | |
| 2023-11-09 | RESOLUTIONS | resolution | Resolution | |
| 2023-11-09 | SH08 | capital | Capital name of class of shares | |
| 2023-07-11 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 2
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2024 · period ending 2024-12-31 vs 2024-05-31
-
Turnover
-31.7%
£16,324,097 £11,141,822
-
Cash
-3.7%
£22,058,385 £21,250,349
-
Net assets
—
Not reported
-
Employees
+26.8%
41 52
highest in 4 filed years
-
Operating profit
-29.3%
£7,725,037 £5,462,125
-
Profit before tax
-29.3%
£7,725,055 £5,458,893
-
Wages
-28.9%
£3,096,321 £2,202,025
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers