UK Companies House feature
KEY CURRENCY LIMITED
Cash
£21M
-3.7% vs 2024
Net assets
£2M
+113.7% vs 2024
Employees
52
+26.8% vs 2024
Profit before tax
£5M
-29.3% vs 2024
Profile
- Company number
- 09603083
- Status
- Active
- Incorporation
- 2015-05-21
- Last accounts made up
- 2024-12-31
- Account category
- GROUP
- Primary SIC
- 64999
- Hubs
- UK Fintech
Profit before tax
6-year trend · vs UK Fintech median
Accounts
6-year trend · latest 2024-12-31
| Metric | Trend | 2020-05-31 | 2021-05-31 | 2022-05-31 | 2023-05-31 | 2024-05-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Turnover | £3,248,048 | — | — | — | £16,324,097 | £11,141,822 | |
| Operating profit | £943,481 | — | — | — | £7,725,037 | £5,462,125 | |
| Profit before tax | £943,483 | — | — | — | £7,725,055 | £5,458,893 | |
| Net profit | £761,212 | — | — | — | £5,772,774 | £4,085,366 | |
| Cash | £3,817,884 | £9,138,912 | — | — | £22,058,385 | £21,250,349 | |
| Total assets less current liabilities | £143,488 | £197,400 | — | — | £729,017 | £1,557,686 | |
| Net assets | — | — | — | — | — | — | |
| Equity | £143,488 | £197,400 | £321,611 | £572,234 | £729,017 | £1,557,686 | |
| Average employees | 25 | 29 | — | — | 41 | 52 | |
| Wages | — | — | — | — | £3,096,321 | £2,202,025 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- JLA (UK) Ltd
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Subsidiaries
- Key Currency S.L.U · 100% held · Alicante-Alacant · Trading in Foreign Currency
Significant events
- “The year end was changed to align the company with other associated companies.”
- “Company hold temporary clients' deposit and these funds are held separately in the bank within safeguarded client accounts.”
- “The directors have made contributions to the Employee Ownership Trust of £3.2m during the year (2024: £249,550).”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 0 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COOKE, Clive John | Director | 2015-05-21 | Jan 1958 | British |
| GIBSON, Andrew John | Director | 2016-10-01 | May 1972 | British |
| PINKNEY, James Stuart | Director | 2016-10-01 | Mar 1973 | British |
| PINKNEY, Jonathan Christopher | Director | 2016-10-01 | Jan 1970 | British |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Key Currency Trustee Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-05-01 | Active |
| Mr Andrew John Gibson | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-10-01 | Ceased 2024-05-01 |
| Mr James Stuart Pinkney | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-10-01 | Ceased 2024-05-01 |
| Mr Jonathan Christopher Pinkney | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-10-01 | Ceased 2024-05-01 |
Filing timeline
Last 20 of 56 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-10 | AAMD | accounts | accounts amended with accounts type group |
| 2025-09-30 | AA | accounts | accounts with accounts type medium |
| 2025-07-10 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-03-03 | AA01 | accounts | change account reference date company previous shortened |
| 2025-02-25 | AA | accounts | accounts with accounts type group |
| 2024-07-10 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-05-08 | SH08 | capital | capital name of class of shares |
| 2024-05-08 | SH10 | capital | capital variation of rights attached to shares |
| 2024-05-04 | MA | incorporation | memorandum articles |
| 2024-05-04 | RESOLUTIONS | resolution | resolution |
| 2024-05-01 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-05-01 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-05-01 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-05-01 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2024-02-15 | AA | accounts | accounts with accounts type full |
| 2023-11-15 | SH19 | capital | capital statement capital company with date currency figure |
| 2023-11-09 | SH20 | capital | legacy |
| 2023-11-09 | RESOLUTIONS | resolution | resolution |
| 2023-11-09 | SH08 | capital | capital name of class of shares |
| 2023-07-11 | CS01 | confirmation-statement | confirmation statement with no updates |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory