UK Companies House feature
MONZO BANK LIMITED
Profile
- Company number
- 09446231
- Status
- Active
- Incorporation
- 2015-02-18
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 64191
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“We have concluded that the directors’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.”
Subsidiaries
- Monzo Support US Inc. · 100% held · Delaware, United States · service company
Significant events
- “Launch of 1p Saving Challenge with over 1 million customers”
- “Launch of Added Security tools”
- “Launch of new subscription plans (Monzo Perks, Extra, Max)”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
14 active · 15 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MCCULLAGH, Paul | Secretary | 2023-09-12 | — | — |
| ARROYO, Delfin Rueda | Director | 2025-06-27 | Apr 1964 | Spanish |
| BURBIDGE, Eileen | Director | 2015-04-21 | Jun 1971 | British |
| DIAS, Valerie Michelle | Director | 2021-06-01 | Oct 1959 | British |
| HOFFMAN, Gary | Director | 2019-02-01 | Oct 1960 | British |
| KIRK, Amy Jayne | Director | 2017-01-24 | Oct 1967 | American |
| LAKE, Spencer George | Director | 2025-10-13 | Apr 1960 | Canadian |
| LAYFIELD, Diana Louise Patricia | Director | 2026-02-01 | Jul 1970 | British |
| MCBAIN, Fiona Catherine | Director | 2020-01-01 | Mar 1961 | British |
| NEWBERY, Mark | Director | 2024-11-25 | Feb 1980 | British |
| PALANIAPPAN, Jambu | Director | 2025-09-01 | Oct 1987 | American |
| PEACOCK, Karen Alexandra Smith | Director | 2025-10-13 | May 1972 | American |
| RUNHAM, Elizabeth Frances | Director | 2022-03-01 | Jul 1975 | British |
| WICKER-MIURIN, Jane Fields | Director | 2024-04-01 | Jul 1958 | British,American |
Show 15 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ADAMS, Susan | Secretary | 2018-09-25 | 2020-03-09 |
| PAGNI, Stephanie | Secretary | 2021-03-09 | 2023-09-12 |
| ROPPE, Rachel | Secretary | 2020-10-29 | 2021-03-09 |
| SULLIVAN, James | Secretary | 2020-03-10 | 2020-10-29 |
| BLOMFIELD, Tom, Mr. | Director | 2015-02-18 | 2020-06-17 |
| BROMBERG, Matthew Samuel | Director | 2023-03-01 | 2024-05-15 |
| BROOKE, Timothy Tracy | Director | 2015-09-15 | 2020-09-30 |
| DAVIES, James Russell | Director | 2021-09-29 | 2024-10-29 |
| DOLMAN, Gary Kevin | Director | 2016-11-07 | 2019-02-28 |
| GRIMSHAW, Miles | Director | 2017-02-21 | 2021-07-20 |
| JONES, Alwyn Homer | Director | 2019-04-05 | 2021-09-20 |
| KINGSMILL, Denise, Baroness | Director | 2015-03-27 | 2018-03-23 |
| RIESE, Phillip John, Mr. | Director | 2019-07-01 | 2022-06-30 |
| TUMMALAPALLI, Anil Sai | Director | 2020-10-06 | 2026-02-01 |
| WOOLLARD, Keith | Director | 2016-05-23 | 2023-01-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Monzo Bank Holding Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-09-12 | Active |
| Passion Capital Fs (Gp) Llp | Corporate entity | Voting 25–50% | 2016-04-06 | Ceased 2021-02-11 |
| Passion Capital Fs Lp | Corporate entity | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2016-04-06 |
Filing timeline
Last 20 of 205 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-02-13 | AP01 | officers | appoint person director company with name date |
| 2026-02-11 | TM01 | officers | termination director company with name termination date |
| 2025-11-11 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-10-16 | AP01 | officers | appoint person director company with name date |
| 2025-10-16 | AP01 | officers | appoint person director company with name date |
| 2025-09-04 | RP04AP01 | officers | second filing of director appointment with name |
| 2025-09-02 | AP01 | officers | appoint person director company with name date |
| 2025-09-02 | SH01 | capital | capital allotment shares |
| 2025-09-01 | AA | accounts | accounts with accounts type full |
| 2025-07-10 | AP01 | officers | appoint person director company with name date |
| 2025-04-23 | RP04SH01 | capital | second filing capital allotment shares |
| 2025-03-21 | SH01 | capital | capital allotment shares |
| 2025-03-20 | SH01 | capital | capital allotment shares |
| 2025-03-03 | SH01 | capital | capital allotment shares |
| 2025-02-24 | RESOLUTIONS | resolution | resolution |
| 2025-02-12 | CH01 | officers | change person director company with change date |
| 2024-12-02 | AP01 | officers | appoint person director company with name date |
| 2024-11-25 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-11-04 | TM01 | officers | termination director company with name termination date |
| 2024-10-30 | CH01 | officers | change person director company with change date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.