STRATA LENDING PLC

• ◆

  5 officer resignations in last 12 months

  Multiple officers have left the board recently — see the People section for who.

1. STRATA LENDING PLC 2026-01-29 → present
2. STRATA RESIDENTIAL FINANCE PLC 2014-11-26 → 2026-01-29

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Blick Rothenberg Audit LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Significant events

• “The Company experienced difficult trading conditions during the 2024/25 financial year with its distributable reserves significantly reduced and a substantial loss resulting in the financial year.”
• “At a General Meeting held on the 14 January 2025 a resolution was passed authorising the Company to seek a Court Order to enable the Company's share capital to be reduced. This Court Order was granted and this enabled the Company to meet the objectives of the SBP in place at the time primarily as regards meeting Withdrawal requests.”
• “A new SBP was put in place at the Annual General Meeting held in September 2024.”
• “Shareholder approval was given at a General Meeting held on the 26 March 2025. A new SBP was put in place, to facilitate first charge lending on commercial property (moving away from a residential development lending strategy).”
• “The Funding Adviser and Asset Manager Agreements terminated on 31 March 2025... and Proplend will be appointed as the Loan Originator and Asset Manager.”
• “On 14 January 2025, a special resolution was passed and subsequently confirmed by the courts that the capital of the company should be reduced by way of the nominal value of each of the shares in the capital of the company be reduced from £1.00 to £0.01.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

20

last 12 months

Capital events

6

last 24 months

Officers appointed

1

last 12 months

Officers resigned

5

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  -24%

  £2,828,350 → £2,149,365

  lowest in 3 filed years

• Cash

  +103.1%

  £1,545,930 → £3,139,637

• Net assets

  -29.7%

  £27,577,765 → £19,380,460

  lowest in 3 filed years

• Employees

  0%

  4 → 4

• Operating profit

  -253.5%

  -£1,133,870 → -£4,008,100

  lowest in 3 filed years

• Profit before tax

  -307.9%

  -£977,763 → -£3,987,811

  lowest in 3 filed years

• Wages

  0%

  £220,000 → £220,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers