UK Companies House feature
ONEFAMILY ADVICE LIMITED
Profile
- Company number
- 09188369
- Status
- Active
- Incorporation
- 2014-08-28
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have performed a going concern assessment covering a period of at least 12 months from the date of approval of these financial statements, supported by an assessment of the Group's forecast profitability and capital resilience over the same period. This analysis takes into account reasonably possible downsides, including a significant reduction in revenue compared to forecast. This indicates that the company will have sufficient funds, through funding from its parent company, Family Assurance Friendly Society Limited (FAFS), to meet its liabilities as they fall due during the going concern assessment period.”
Significant events
- “In October 2024, the Company was granted regulatory permission by the Financial Conduct Authority (FCA) to assist in the administration of insurance contracts. In November 2024 the Company's fellow subsidiary, BGL Direct Life Limited transferred its legacy business... to the Company.”
- “The principal activity of OneFamily Advice Limited ('the Company') changed during the year from the provision of lifetime mortgage advice, to the administration of term assurance and critical illness products.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 12 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GREEN, Josie | Secretary | 2023-11-01 | — | — |
| DAVIES, Jacqueline Claire | Director | 2024-04-26 | Mar 1979 | British |
| HERZ, Philippa Jane | Director | 2017-12-14 | Aug 1968 | British |
| ISLAM, Jamshaid | Director | 2020-01-01 | Feb 1975 | British |
Show 12 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ALLFORD, Simon | Secretary | 2017-10-05 | 2023-10-31 |
| MEERES, Keith Frederick | Secretary | 2014-08-28 | 2016-07-15 |
| PALFREY, Karen | Secretary | 2016-07-15 | 2017-10-05 |
| ADAMS, John William | Director | 2014-08-28 | 2017-12-13 |
| BUCKLEY, Ian Michael | Director | 2017-12-14 | 2019-12-04 |
| ELLIS, Matthew Philip | Director | 2020-01-01 | 2023-09-30 |
| FERRARI, Steven | Director | 2023-10-01 | 2024-04-26 |
| LINDSAY, Graham John | Director | 2017-12-14 | 2019-12-04 |
| MARKEY, Simon Christopher | Director | 2014-08-28 | 2019-12-31 |
| MEERES, Keith Frederick | Director | 2014-08-28 | 2016-07-15 |
| NYAHASHA, Shingirai Thaddeus | Director | 2016-07-25 | 2023-11-30 |
| ROSE, Alistair | Director | 2023-10-01 | 2024-01-09 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 68 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-12-19 | SH01 | capital | capital allotment shares |
| 2025-09-19 | AA | accounts | accounts with accounts type full |
| 2025-07-11 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-06-27 | SH01 | capital | capital allotment shares |
| 2025-03-07 | CH01 | officers | change person director company with change date |
| 2025-03-06 | CH01 | officers | change person director company with change date |
| 2025-03-06 | CH01 | officers | change person director company with change date |
| 2024-09-24 | AA | accounts | accounts with accounts type full |
| 2024-07-10 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-04-26 | AP01 | officers | appoint person director company with name date |
| 2024-04-26 | TM01 | officers | termination director company with name termination date |
| 2024-01-09 | TM01 | officers | termination director company with name termination date |
| 2023-12-07 | TM01 | officers | termination director company with name termination date |
| 2023-11-15 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-11-14 | AP03 | officers | appoint person secretary company with name date |
| 2023-11-14 | TM02 | officers | termination secretary company with name termination date |
| 2023-10-10 | AP01 | officers | appoint person director company with name date |
| 2023-10-09 | AP01 | officers | appoint person director company with name date |
| 2023-10-09 | TM01 | officers | termination director company with name termination date |
| 2023-09-14 | AA | accounts | accounts with accounts type full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Composite activity score · components 0–100 · reference 2026-05-10
33.3
COLD
/ 100
- Filings velocity 33
- Capital events 40
- Officer churn 0
- Headcount trajectory 50
- Accounts trajectory 50
- 4 filing(s) in last 12 months
- 2 capital event(s) in last 24 months