UK Companies House feature
STARLING BANK LIMITED
Profile
- Company number
- 09092149
- Status
- Active
- Incorporation
- 2014-06-18
- Last accounts made up
- 2025-03-31
- Account category
- GROUP
- Primary SIC
- 64191
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Consolidated (group)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have prepared the financial statements on the going concern basis as they believe that the Group will continue in operation for the foreseeable future. This means that this is realistic.”
Subsidiaries
- Starling Bank Holdings Limited · 100% held · England and Wales
- Engine by Starling Services US LLC · 100% held · Delaware, United States
- Starling Bank Services Limited · 100% held · England and Wales · provision of core banking platform services and other related IT services
- Fleet Mortgages Limited · 100% held · England and Wales · mortgage lending
- MFSI Holdings Limited · 100% held · England and Wales
- Starling FS Services Limited · 100% held · England and Wales · provision of core banking platform services and other related IT services
- Murmur Financial Services Limited · 100% held · England and Wales
- Murmur Financial Services International Designated Activity Company · 100% held · Ireland
- Starling Bank (Ireland) DAC · 100% held · Ireland
Significant events
- “On 2 April 2025, Engine by Starling Services US LLC was formed in the State of Delaware, United States, an indirect wholly owned subsidiary of the Company.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
12 active · 15 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| RIDLEY, Veronica | Secretary | 2024-05-24 | — | — |
| BELL, Colin William | Director | 2025-10-06 | Feb 1968 | British |
| BHATIA, Raman | Director | 2024-06-24 | Nov 1978 | British |
| CAMPOS, Lazaro | Director | 2018-06-21 | May 1963 | Spanish |
| CHAKRAVERTY, Julie | Director | 2024-03-01 | Oct 1971 | British |
| CLARKE, Tracy Jayne | Director | 2021-05-26 | Feb 1967 | British |
| FERGUSON, Declan | Director | 2022-07-13 | Jan 1989 | British |
| GALARIA, Faisal | Director | 2022-06-01 | Oct 1973 | British |
| POPE, Darren Scott | Director | 2024-10-01 | Aug 1965 | British |
| SPROUL, David | Director | 2021-06-30 | Oct 1959 | British |
| TRAILL, Marcus John | Director | 2015-12-22 | May 1976 | New Zealander |
| WATTS, Richard James | Director | 2025-12-01 | Mar 1977 | British |
Show 15 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| NEWMAN, Matthew | Secretary | 2015-11-18 | 2024-05-24 |
| LORRAINE YOUNG COMPANY SECRETARIES LIMITED | Corporate Secretary | 2015-06-01 | 2015-11-18 |
| SARSAR LIMITED | Corporate Secretary | 2014-06-18 | 2015-06-01 |
| BODEN, Anne Elizabeth | Director | 2014-06-18 | 2024-06-30 |
| CLARKE, Carolyn | Director | 2020-10-31 | 2024-01-31 |
| COLSELL, Steven James | Director | 2015-09-18 | 2021-12-31 |
| ELLINGHAM, Tony | Director | 2016-08-17 | 2022-07-13 |
| IMAM, Claire Louise | Director | 2024-08-12 | 2024-10-17 |
| JENKINS, Ian Simon | Director | 2021-10-01 | 2025-09-30 |
| MARTIN, Marian Macdonald | Director | 2019-06-26 | 2025-09-30 |
| MAWDSLEY, Craig John | Director | 2015-12-22 | 2018-06-21 |
| MOUNTAIN, John Edmund | Director | 2023-06-20 | 2024-06-24 |
| RAFFE, Victoria Genevieve | Director | 2015-11-10 | 2021-12-06 |
| STOCKEN, Oliver Henry James | Director | 2015-11-12 | 2021-12-31 |
| WINLOW, Mark | Director | 2015-09-18 | 2021-10-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Starling Intermediate Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2025-09-30 | Active |
| Starling Group Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2025-06-27 | Ceased 2025-09-30 |
| Harald Mcpike-Zima | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2025-06-27 |
| Ms Anne Elizabeth Boden | Individual | Voting 25–50% | 2016-04-06 | Ceased 2019-04-10 |
Filing timeline
Last 20 of 167 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-02 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-12-05 | AP01 | officers | appoint person director company with name date |
| 2025-10-10 | AP01 | officers | appoint person director company with name date |
| 2025-10-09 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2025-10-09 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2025-10-09 | TM01 | officers | termination director company with name termination date |
| 2025-10-09 | TM01 | officers | termination director company with name termination date |
| 2025-07-08 | RESOLUTIONS | resolution | resolution |
| 2025-07-08 | SH08 | capital | capital name of class of shares |
| 2025-07-08 | MA | incorporation | memorandum articles |
| 2025-07-08 | SH10 | capital | capital variation of rights attached to shares |
| 2025-07-04 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2025-07-04 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2025-06-12 | AA | accounts | accounts with accounts type group |
| 2025-03-03 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-02-25 | RP04AP01 | officers | second filing of director appointment with name |
| 2025-02-05 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-10-31 | TM01 | officers | termination director company with name termination date |
| 2024-10-03 | AP01 | officers | appoint person director company with name date |
| 2024-08-14 | AP01 | officers | appoint person director company with name date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.