WEALTHIFY LIMITED
Get an alert when WEALTHIFY LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-08-09 (in 3mo)
Last made up 2025-07-26
Watchouts
None on the register
Cash
£4M
-6.8% lowest in 4 filed years
Net assets
£4M
-50.8% vs 2023
Employees
143
+26.5% highest in 4 filed years
Profit before tax
-£15M
+4.2% vs 2023
Net assets
7-year trend · vs Financials median
Accounts
7-year trend · latest reflected 2024-12-31
| Metric | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | £1,615,707 | — | — | — | |
| Operating profit | — | — | — | -£10,500,060 | — | — | — | |
| Profit before tax | — | — | — | -£10,678,200 | -£13,347,639 | -£16,115,742 | -£15,431,812 | |
| Net profit | — | — | — | -£10,649,432 | -£11,045,487 | -£6,619,952 | -£11,219,551 | |
| Cash | — | — | — | £6,169,112 | £9,565,641 | £4,118,142 | £3,838,780 | |
| Total assets less current liabilities | — | — | — | £3,607,487 | £5,231,094 | £9,674,951 | £5,181,325 | |
| Net assets | — | — | — | — | £2,387,315 | £8,111,308 | £3,991,757 | |
| Equity | £10,328,745 | £5,484,679 | £2,182,234 | £1,532,802 | £2,387,315 | £8,111,308 | £3,991,757 | |
| Average employees | — | — | — | 65 | 90 | 113 | 143 | |
| Wages | — | — | — | £3,974,131 | £4,179,308 | £6,005,772 | £7,670,900 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | -649.9% | — | — | — | |
| Net margin | — | — | — | -659.1% | — | — | — | |
| Return on capital employed | — | — | — | -291.1% | — | — | — | |
| Interest cover | — | — | — | -58.33x | — | — | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Azets Audit Services
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The company has generated £11.2m of losses and has cash remaining of £3.8m at the year end. With losses continuing to be generated post year end, the company is reliant upon the continued support from its ultimate parent company Aviva Group Holdings ("Aviva"), this support has been confirmed. Subsequent to the year end, additional funding of £8.5m has been received from Aviva along with forecast plans agreed between Wealthify Limited and Aviva. At the date of signing the financial statements, updated forecasts and working capital projections have been prepared which account for current trading conditions and the available support described above, these forecasts show the company having sufficient headroom to meet its liabilities as and when they fall due for a period of 12 months from the date of approval of these financial statements. On this basis the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Significant events
- “We launched an instant access savings account to broaden the set of financial products that we offer our customers.”
- “Subsequent to the year end, additional funding of £8.5m has been received from Aviva along with forecast plans agreed between Wealthify Limited and Aviva.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 12 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| AMBROSE, Richard John | Director | 2024-11-26 | Oct 1974 | British |
| ASHFORD, Michael, Mr. | Director | 2016-03-01 | May 1987 | British |
| KOSAGOWSKY, Alessia Maria Emilia | Director | 2022-10-20 | Sep 1969 | British,Italian |
| OESTMANN, Nathalie Marie | Director | 2023-12-13 | Dec 1971 | American |
| WOOD, Christopher Mark, Mr. | Director | 2020-11-30 | Nov 1964 | British |
Show 12 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| AVERY-WRIGHT, Richard Patrick, Mr. | Director | 2015-10-19 | 2020-11-17 |
| BHARGAVA, Akshaya | Director | 2021-05-25 | 2023-07-10 |
| DOULL, Alun Edward Manley | Director | 2015-10-19 | 2017-10-04 |
| LUCKETT, Benjamin Mark | Director | 2019-11-27 | 2023-12-13 |
| PEARCE-BURKE, Michelle Anne | Director | 2015-10-19 | 2025-02-11 |
| PHILLIPS, Joanne Marie | Director | 2024-03-21 | 2025-10-03 |
| RIX, Lindsey Claire | Director | 2018-02-12 | 2021-04-14 |
| ROGERS, David Frederick Swiffen | Director | 2018-02-12 | 2020-10-12 |
| RUSSELL, Andrew Christopher | Director | 2020-08-27 | 2024-07-12 |
| THEODOSSIADES, Richard Byron | Director | 2014-05-12 | 2020-06-04 |
| TONER, Cheryl | Director | 2021-05-27 | 2022-10-20 |
| TURNBULL, Blair Mclaren | Director | 2018-02-12 | 2019-11-27 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Wealthify Group Limited | Corporate entity | Shares 75–100% | 2018-02-09 | Active |
| Mr Richard Byron Theodossiades | Individual | Shares 25–50% | 2016-04-06 | Ceased 2018-02-09 |
Filing timeline
Last 20 of 91 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-29 | SH01 | capital | Capital allotment shares | |
| 2025-10-31 | SH01 | capital | Capital allotment shares | |
| 2025-10-14 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-30 | AA | accounts | Accounts with accounts type full | |
| 2025-08-06 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-02-14 | TM01 | officers | Termination director company | |
| 2025-02-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-29 | SH01 | capital | Capital allotment shares | |
| 2025-01-28 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-28 | ANNOTATION | miscellaneous | Legacy | |
| 2024-09-28 | ANNOTATION | miscellaneous | Legacy | |
| 2024-09-27 | AA | accounts | Accounts with accounts type full | |
| 2024-08-14 | RP04SH01 | capital | Second filing capital allotment shares | |
| 2024-07-31 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-26 | SH01 | capital | Capital allotment shares | |
| 2024-05-01 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-04-09 | CH01 | officers | Change person director company with change date | |
| 2024-03-27 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-07 | CS01 | confirmation-statement | Confirmation statement with updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 5
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
-6.8%
£4,118,142 £3,838,780
lowest in 4 filed years
-
Net assets
-50.8%
£8,111,308 £3,991,757
-
Employees
+26.5%
113 143
highest in 4 filed years
-
Profit before tax
+4.2%
-£16,115,742 -£15,431,812
-
Wages
+27.7%
£6,005,772 £7,670,900
highest in 4 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers