EM3 SME FINANCE LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2027-01-29 (in 8mo)
Last made up 2026-01-15
Watchouts
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Accounts
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Buzzacott Audit LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors do not consider this to be cause for material uncertainty in respect of the company's ability to continue as a going concern. The company has employed contingency plans, and the directors consider that the company has sufficient financial resources to continue for the foreseeable future, despite the current events impacting the wider economy. Therefore, the financial statements have been prepared on a going concern basis.”
Significant events
- “The directors have considered the impact of current external events on the company's operations, with a particular focus on its effect on the company's funders and investments. These events include current UK economic climate, low productivity, slowing global trade/tariffs which have slightly dampened economic movement in the year.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 13 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NOORDIN, Aamir | Secretary | 2026-03-03 | — | — |
| RIGBY, Martin Paul | Director | 2026-03-03 | Sep 1955 | British |
| SILVESTER, Julie Elizabeth | Director | 2020-01-23 | Nov 1970 | British |
Show 13 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| EDWARDS, James Robert Glover | Secretary | 2014-01-15 | 2014-10-13 |
| HUXFORD, Dale | Secretary | 2014-10-14 | 2024-07-09 |
| TALBOT, Sarah Victoria | Secretary | 2024-07-09 | 2026-03-03 |
| BURCH, Mark Lowrie | Director | 2016-03-31 | 2019-11-29 |
| EARLEY, Liam Rory | Director | 2016-06-14 | 2020-07-03 |
| HUXFORD, Dale Andrew | Director | 2018-05-23 | 2024-09-19 |
| JONES, Kevan Alan | Director | 2014-01-15 | 2017-10-31 |
| MARSTON, Paul Martin | Director | 2020-09-02 | 2026-03-31 |
| MAYER, Dean Scott | Director | 2017-11-13 | 2018-10-04 |
| MILNE, Shona Bisset | Director | 2014-01-29 | 2016-03-31 |
| REID, Christine | Director | 2014-01-29 | 2020-09-02 |
| SPENCER, Robert John | Director | 2014-01-15 | 2020-08-31 |
| TALBOT, Sarah Victoria | Director | 2024-07-09 | 2026-03-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Fse C.I.C. | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 54 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-10 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-03-10 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-10 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-02-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-30 | AA | accounts | Accounts with accounts type full | |
| 2025-01-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-27 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-19 | AA | accounts | Accounts with accounts type full | |
| 2024-07-15 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-07-15 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-07-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-10 | AA | accounts | Accounts with accounts type full | |
| 2023-05-30 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-01-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-10-07 | AA | accounts | Accounts with accounts type full | |
| 2022-01-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-08-04 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
Latest filed period vs the prior one