UK Companies House feature
EM3 SME FINANCE LIMITED
Profile
- Company number
- 08846737
- Status
- Active
- Incorporation
- 2014-01-15
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 66300
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Buzzacott Audit LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors do not consider this to be cause for material uncertainty in respect of the company's ability to continue as a going concern. The company has employed contingency plans, and the directors consider that the company has sufficient financial resources to continue for the foreseeable future, despite the current events impacting the wider economy. Therefore, the financial statements have been prepared on a going concern basis.”
Significant events
- “The directors have considered the impact of current external events on the company's operations, with a particular focus on its effect on the company's funders and investments. These events include current UK economic climate, low productivity, slowing global trade/tariffs which have slightly dampened economic movement in the year.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 13 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NOORDIN, Aamir | Secretary | 2026-03-03 | — | — |
| RIGBY, Martin Paul | Director | 2026-03-03 | Sep 1955 | British |
| SILVESTER, Julie Elizabeth | Director | 2020-01-23 | Nov 1970 | British |
Show 13 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| EDWARDS, James Robert Glover | Secretary | 2014-01-15 | 2014-10-13 |
| HUXFORD, Dale | Secretary | 2014-10-14 | 2024-07-09 |
| TALBOT, Sarah Victoria | Secretary | 2024-07-09 | 2026-03-03 |
| BURCH, Mark Lowrie | Director | 2016-03-31 | 2019-11-29 |
| EARLEY, Liam Rory | Director | 2016-06-14 | 2020-07-03 |
| HUXFORD, Dale Andrew | Director | 2018-05-23 | 2024-09-19 |
| JONES, Kevan Alan | Director | 2014-01-15 | 2017-10-31 |
| MARSTON, Paul Martin | Director | 2020-09-02 | 2026-03-31 |
| MAYER, Dean Scott | Director | 2017-11-13 | 2018-10-04 |
| MILNE, Shona Bisset | Director | 2014-01-29 | 2016-03-31 |
| REID, Christine | Director | 2014-01-29 | 2020-09-02 |
| SPENCER, Robert John | Director | 2014-01-15 | 2020-08-31 |
| TALBOT, Sarah Victoria | Director | 2024-07-09 | 2026-03-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Fse C.I.C. | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 54 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-02 | TM01 | officers | termination director company with name termination date |
| 2026-04-02 | TM01 | officers | termination director company with name termination date |
| 2026-03-10 | AP03 | officers | appoint person secretary company with name date |
| 2026-03-10 | AP01 | officers | appoint person director company with name date |
| 2026-03-10 | TM02 | officers | termination secretary company with name termination date |
| 2026-02-03 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-10-30 | AA | accounts | accounts with accounts type full |
| 2025-01-24 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-09-27 | TM01 | officers | termination director company with name termination date |
| 2024-07-19 | AA | accounts | accounts with accounts type full |
| 2024-07-15 | TM02 | officers | termination secretary company with name termination date |
| 2024-07-15 | AP03 | officers | appoint person secretary company with name date |
| 2024-07-09 | AP01 | officers | appoint person director company with name date |
| 2024-01-15 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-11-10 | AA | accounts | accounts with accounts type full |
| 2023-05-30 | AD01 | address | change registered office address company with date old address new address |
| 2023-01-17 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-10-07 | AA | accounts | accounts with accounts type full |
| 2022-01-19 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-08-04 | AA | accounts | accounts with accounts type full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory