UK MORTGAGE LENDING LTD
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-04-09 (in 11mo)
Last made up 2026-03-26
Watchouts
None on the register
Name history
Renamed 1 time since incorporation
- UK MORTGAGE LENDING LTD 2022-01-21 → present
- OPTIMUM CREDIT LIMITED 2013-09-19 → 2022-01-21
Accounts
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis. The Directors have assessed the likelihood the Company will be able to meet its debts as they fall due for the period of 24 months (the "Going Concern Assessment"). The Going Concern Assessment factors in various scenarios including but not limited to reverse stress scenarios. Notwithstanding this, the Directors are confident that, with ongoing support from Pepper Global MidCo Limited, the business will have enough capital and liquidity to achieve business goals and be able to meet its debts as they fall due for the foreseeable future. The Directors have, therefore, adopted the going concern basis of accounting in preparing the financial statements.”
Significant events
- “In February 2024, it successfully issued the Polaris 2024-1 Plc securitisation and subsequently supported fellow subsidiary company, UK Residential Mortgages Limited, to issue the Polaris 2025-1 Plc securitisation in March 2025.”
- “The Directors acknowledge there was a post balance sheet event, the Company sold £550m assets to UK Residential Mortgages Limited, another Group member, so as UK Residential Mortgages Limited could completed a securitisation issuance called Polaris 2025-1 Plc. Cambria Funding Limited was terminated post balance sheet in April 2024 and refinanced via a fellow subsidiary company. This had no financial impact to the financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 15 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| KEEBLE, Anthony John | Secretary | 2024-07-10 | — | — |
| BIRD, Kimberley | Director | 2024-07-01 | Feb 1970 | British |
| COLSELL, Steven James | Director | 2020-07-15 | Jul 1964 | British |
| MOREY, Laurence | Director | 2020-08-05 | Jun 1974 | British |
| O'SHEA, James Desmond | Director | 2025-03-31 | Feb 1956 | Irish |
| VOSS, Andrew James | Director | 2023-05-30 | Jul 1976 | British,Australian |
Show 15 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GALLAGHER, Michael Thomas | Secretary | 2022-08-31 | 2024-02-08 |
| HASTINGS-JONES, Ellen | Secretary | 2021-12-13 | 2022-08-31 |
| MERRY, Simon | Secretary | 2014-08-19 | 2021-12-13 |
| BROUGHTON SECRETARIES LIMITED | Corporate Secretary | 2013-09-19 | 2014-08-19 |
| DEANE, Stuart John | Director | 2017-01-03 | 2025-06-30 |
| GOLDEN, Robert Charles | Director | 2019-01-02 | 2019-12-02 |
| KASHYAP, Ashish | Director | 2013-09-23 | 2018-12-14 |
| KEEBLE, Anthony John | Director | 2020-11-03 | 2023-05-30 |
| KORNFELD, Nathan | Director | 2013-09-23 | 2018-12-14 |
| LAW, Shane Edward | Director | 2013-09-19 | 2013-09-23 |
| MARSHALL, Samuel Fell | Director | 2014-08-01 | 2022-06-16 |
| MULES, Simon Craig | Director | 2013-10-11 | 2014-08-01 |
| PRAED, Ian Stewart | Director | 2014-08-01 | 2020-03-26 |
| STRINATI, Paul Adrian Joseph | Director | 2013-10-11 | 2014-08-01 |
| PLATINUM NOMINEES LIMITED | Corporate Director | 2013-09-19 | 2013-10-11 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Pepper Money (Pmb) Limited | Corporate entity | Shares 75–100% | 2018-12-13 | Active |
| Patron Capital Advisers Llp | Corporate entity | Significant influence | 2016-04-06 | Ceased 2018-12-13 |
Filing timeline
Last 20 of 102 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-08-25 RESOLUTIONS Resolution
- 2023-10-07 RESOLUTIONS Resolution
- 2022-12-08 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-04 | CH01 | officers | Change person director company with change date | |
| 2025-09-10 | AA | accounts | Accounts with accounts type full | |
| 2025-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-27 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-10-01 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-09-10 | AA | accounts | Accounts with accounts type full | |
| 2024-08-25 | RESOLUTIONS | resolution | Resolution | |
| 2024-07-29 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-12 | SH01 | capital | Capital allotment shares | |
| 2024-04-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-02-23 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-10-07 | RESOLUTIONS | resolution | Resolution | |
| 2023-10-06 | AA | accounts | Accounts with accounts type full | |
| 2023-10-03 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-06-06 | AP01 | officers | Appoint person director company with name date | |
| 2023-06-06 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-20 | SH01 | capital | Capital allotment shares | |
| 2022-12-08 | RESOLUTIONS | resolution | Resolution |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 1
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
Latest filed period vs the prior one