UK Companies House feature
UK MORTGAGE LENDING LTD
Profile
- Company number
- 08698121
- Status
- Active
- Incorporation
- 2013-09-19
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64921
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis. The Directors have assessed the likelihood the Company will be able to meet its debts as they fall due for the period of 24 months (the "Going Concern Assessment"). The Going Concern Assessment factors in various scenarios including but not limited to reverse stress scenarios. Notwithstanding this, the Directors are confident that, with ongoing support from Pepper Global MidCo Limited, the business will have enough capital and liquidity to achieve business goals and be able to meet its debts as they fall due for the foreseeable future. The Directors have, therefore, adopted the going concern basis of accounting in preparing the financial statements.”
Significant events
- “In February 2024, it successfully issued the Polaris 2024-1 Plc securitisation and subsequently supported fellow subsidiary company, UK Residential Mortgages Limited, to issue the Polaris 2025-1 Plc securitisation in March 2025.”
- “The Directors acknowledge there was a post balance sheet event, the Company sold £550m assets to UK Residential Mortgages Limited, another Group member, so as UK Residential Mortgages Limited could completed a securitisation issuance called Polaris 2025-1 Plc. Cambria Funding Limited was terminated post balance sheet in April 2024 and refinanced via a fellow subsidiary company. This had no financial impact to the financial statements.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 15 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| KEEBLE, Anthony John | Secretary | 2024-07-10 | — | — |
| BIRD, Kimberley | Director | 2024-07-01 | Feb 1970 | British |
| COLSELL, Steven James | Director | 2020-07-15 | Jul 1964 | British |
| MOREY, Laurence | Director | 2020-08-05 | Jun 1974 | British |
| O'SHEA, James Desmond | Director | 2025-03-31 | Feb 1956 | Irish |
| VOSS, Andrew James | Director | 2023-05-30 | Jul 1976 | British,Australian |
Show 15 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GALLAGHER, Michael Thomas | Secretary | 2022-08-31 | 2024-02-08 |
| HASTINGS-JONES, Ellen | Secretary | 2021-12-13 | 2022-08-31 |
| MERRY, Simon | Secretary | 2014-08-19 | 2021-12-13 |
| BROUGHTON SECRETARIES LIMITED | Corporate Secretary | 2013-09-19 | 2014-08-19 |
| DEANE, Stuart John | Director | 2017-01-03 | 2025-06-30 |
| GOLDEN, Robert Charles | Director | 2019-01-02 | 2019-12-02 |
| KASHYAP, Ashish | Director | 2013-09-23 | 2018-12-14 |
| KEEBLE, Anthony John | Director | 2020-11-03 | 2023-05-30 |
| KORNFELD, Nathan | Director | 2013-09-23 | 2018-12-14 |
| LAW, Shane Edward | Director | 2013-09-19 | 2013-09-23 |
| MARSHALL, Samuel Fell | Director | 2014-08-01 | 2022-06-16 |
| MULES, Simon Craig | Director | 2013-10-11 | 2014-08-01 |
| PRAED, Ian Stewart | Director | 2014-08-01 | 2020-03-26 |
| STRINATI, Paul Adrian Joseph | Director | 2013-10-11 | 2014-08-01 |
| PLATINUM NOMINEES LIMITED | Corporate Director | 2013-09-19 | 2013-10-11 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Pepper Money (Pmb) Limited | Corporate entity | Shares 75–100% | 2018-12-13 | Active |
| Patron Capital Advisers Llp | Corporate entity | Significant influence | 2016-04-06 | Ceased 2018-12-13 |
Filing timeline
Last 20 of 102 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-12-04 | CH01 | officers | change person director company with change date |
| 2025-09-10 | AA | accounts | accounts with accounts type full |
| 2025-07-01 | TM01 | officers | termination director company with name termination date |
| 2025-05-20 | AP01 | officers | appoint person director company with name date |
| 2025-03-27 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-10-01 | AP03 | officers | appoint person secretary company with name date |
| 2024-09-10 | AA | accounts | accounts with accounts type full |
| 2024-08-25 | RESOLUTIONS | resolution | resolution |
| 2024-07-29 | AP01 | officers | appoint person director company with name date |
| 2024-06-12 | SH01 | capital | capital allotment shares |
| 2024-04-04 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-02-23 | TM02 | officers | termination secretary company with name termination date |
| 2023-10-07 | RESOLUTIONS | resolution | resolution |
| 2023-10-06 | AA | accounts | accounts with accounts type full |
| 2023-10-03 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-06-06 | AP01 | officers | appoint person director company with name date |
| 2023-06-06 | TM01 | officers | termination director company with name termination date |
| 2023-04-20 | SH01 | capital | capital allotment shares |
| 2022-12-08 | RESOLUTIONS | resolution | resolution |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory