UK Companies House feature
COMMERCIAL TRUST LIMITED
Profile
- Company number
- 08633445
- Status
- Active
- Incorporation
- 2013-08-01
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Lovewell Blake LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Company has received confirmation from its immediate parent company, Norfolk Capital Group Limited, that Norfolk Capital Group Limited intends to support the Company, such as to allow it to pay its debts as they fall due, for at least one year after these financial statements are signed. Accordingly, the directors have prepared these financial statements on a going concern basis.”
Significant events
- “At the tail-end of 2023, in response to a number of challengers in the Buy To Let Market, the company undertook a review of its pricing and marketing strategy. As a result of the review, the Company has increased its proportion of commercial and bridging loans in 2024.”
- “the Autumn Budget has caused some uncertainty for the Company's clients; an increase in Stamp Duty for additional properties became effective immediately, which caused some ongoing purchases to fall through and affected Landlord's future plans. Other tax changes in the Budget, alongside the threat of increased trade tariffs from overseas, have led to swap rates remaining higher than previously expected. The uncertainty around rates has dampened the appetite for mortgage providers to release competitively priced products in the final quarter of 2024.”
- “The Company has also embarked on an efficiency exercise, to improve the mortgage broking experience for both its clients and advisors.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 5 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CROSS, Tara | Secretary | 2024-11-01 | — | — |
| ABBS, Jorden | Director | 2018-02-01 | Oct 1983 | British |
| EATON, Nicola Elizabeth Claire | Director | 2024-10-04 | Sep 1978 | British |
| HOLLANDER, Paul Joseph | Director | 2017-01-13 | Sep 1980 | British |
| TURNER, Andrew Clive | Director | 2013-08-01 | Jun 1958 | British |
Show 5 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| RICHARDSON, Anthony | Secretary | 2013-08-01 | 2024-11-01 |
| CUNNINGHAM, Stuart James | Director | 2014-11-01 | 2016-02-23 |
| EKE, Graham Charles | Director | 2013-08-01 | 2017-01-13 |
| MCMAHON, Jane Elizabeth | Director | 2016-10-13 | 2018-02-28 |
| PAINTER, Jonathan David | Director | 2013-08-01 | 2016-09-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Norfolk Capital Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 96 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-02-05 | SH01 | capital | capital allotment shares |
| 2025-10-07 | SH01 | capital | capital allotment shares |
| 2025-08-04 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-07-25 | SH01 | capital | capital allotment shares |
| 2025-04-15 | AA | accounts | accounts with accounts type full |
| 2025-02-28 | SH01 | capital | capital allotment shares |
| 2025-02-18 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-02-03 | SH01 | capital | capital allotment shares |
| 2024-12-03 | SH01 | capital | capital allotment shares |
| 2024-11-01 | AP03 | officers | appoint person secretary company with name date |
| 2024-11-01 | TM02 | officers | termination secretary company with name termination date |
| 2024-10-16 | RP04AP01 | officers | second filing of director appointment with name |
| 2024-10-09 | AP01 | officers | appoint person director company with name date |
| 2024-09-30 | SH01 | capital | capital allotment shares |
| 2024-08-01 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-08-01 | SH01 | capital | capital allotment shares |
| 2024-05-30 | AA | accounts | accounts with accounts type full |
| 2024-05-30 | SH01 | capital | capital allotment shares |
| 2024-03-04 | SH01 | capital | capital allotment shares |
| 2023-12-07 | SH01 | capital | capital allotment shares |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory