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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-12-19 (in 7mo)

Last made up 2025-12-05

Watchouts

1 item

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Name history

Renamed 2 times since incorporation

  1. TANDEM MONEY LIMITED 2017-05-19 → present
  2. TANDEM BANK LIMITED 2015-12-08 → 2017-05-19
  3. RNM FINANCIAL LTD 2013-07-29 → 2015-12-08

Accounts

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Consolidated group
Auditor
PricewaterhouseCoopers LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Directors have considered the appropriateness of adopting the going concern basis of accounting... have concluded that there is no material uncertainty... have a reasonable expectation that the Company and the Group will continue in operational existence for a period of at least twelve months from the signing of these Financial Statements.”

Group structure

  1. TANDEM MONEY LIMITED · parent
    1. Tandem Bank Limited 100% · UK · Providing loans and deposits to customers
    2. Oplo Holdings Ltd 100% · UK · Holding company
    3. Allium Lending Group Limited 100% · UK · Holding company
    4. Tandem Home Loans Limited 100% · UK · Providing loans to customers
    5. Former Oplo HIL Ltd 100% · UK · Providing loans to customers
    6. Tandem Mortgage Finance Limited 100% · UK · Providing loans to customers
    7. Tandem Personal Loans Limited 100% · UK · Providing loans to customers
    8. Tandem Capital PL (Ltd) 100% · UK · Loan servicing and administration
    9. Oplo Group Ltd 100% · UK · Loan servicing and administration
    10. Allium Money Limited 100% · UK · Providing loans to customers
    11. GDFC GoldCo Limited 100% · UK · Holding company
    12. GDFC Services PLC 100% · UK · Loan servicing and administration
    13. Green Deal FinanceCompany Limited 100% · UK · Dormant
    14. (Former) Oplo 2021-1 (Holdings) Limited 100% · SPE · General purpose funding vehicle
    15. Polo Funding 2021-1 PLC 100% · SPE · Special purpose funding vehicle

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

10 active · 33 resigned

Name Role Appointed Born Nationality
MALIK, Marriam Secretary 2024-07-31
CAREY, Patrick Hatfield, Mr Director 2024-03-28 May 1983 Irish
CHANDLER, Neil Director 2025-06-30 Sep 1971 British
GULAMHUSEINWALA, Imran Director 2024-05-30 Aug 1974 British
HEAPS, Ryan Director 2025-06-26 Dec 1985 British
JONES, Stephen Director 2026-01-06 Jul 1964 British
KORNITZER, Clive Director 2026-02-16 Nov 1964 British
MCCAIG, Malcolm Graham Director 2023-06-29 May 1955 British
POTTER, Matthew James Gary Director 2022-03-31 Sep 1983 British
WALLACE, Aileen Director 2023-11-01 Dec 1970 British
Show 33 resigned officers
Name Role Appointed Resigned
FIRTH, Kathryn Jane Secretary 2022-05-01 2022-09-16
FORSHAW, Edward Secretary 2024-04-01 2024-05-30
FREEMAN, Edward Charles Secretary 2018-10-22 2022-04-29
HASTINGS-JONES, Ellen Secretary 2022-09-21 2024-03-31
ALIKER, Susannah Louise Director 2021-06-04 2022-12-08
AMATO, Michael Lester Director 2015-02-01 2020-12-31
BERNSTRÖM, Andreas Director 2016-05-19 2017-03-31
COOPER, Matthew Jonathan Director 2014-03-04 2020-12-31
DOBSON, Matthew Director 2025-02-07 2025-06-30
DONALDSON, Matthew Oliver Director 2022-03-31 2026-02-28
FERREIRA, Talita Director 2021-04-26 2023-12-31
FISHER, David Director 2020-12-17 2024-12-29
HASSALL, Margaret Grace Director 2020-12-17 2023-02-01
HERBERT, Peter Ronald Director 2015-04-01 2017-02-21
HULME, Stephen Jon Director 2016-04-26 2017-12-14
JACKSON, Heather Louise Director 2016-05-19 2018-10-28
KENT, Michael Director 2014-03-04 2015-11-30
KLIMBACHER, Michael Director 2018-01-10 2020-08-21
KNOX, Eleanor Margaret Barbara, Mrs. Director 2013-07-29 2014-11-10
KNOX, Frederick Samuel, Mr. Director 2014-03-04 2021-05-25
LLEWELLYN-JONES, John Stephen Director 2015-12-16 2016-04-26
MALTBY, John Neil Director 2015-09-01 2018-01-10
MCCARTHY, David James Director 2023-02-23 2024-12-31
MEYER, Michael Director 2015-06-22 2015-10-13
MOLLART, Alexander John Director 2022-01-24 2025-06-30
MURPHY, Anthony Director 2020-11-09 2023-02-13
NIEUWKOOP, Jeroen Director 2021-05-26 2022-01-24
PESTER, Paul David, Dr Director 2022-06-15 2026-03-01
PRITCHARD, Jeffrey John Director 2018-01-10 2022-06-30
ROGERSON, Simon Andrew Director 2014-12-01 2015-11-30
SCOTT, James William Director 2020-08-21 2024-03-28
TORPEY, David Gerard Director 2020-10-02 2023-12-31
ZAGOROVSKIS, Jevgenijs Director 2018-01-10 2020-08-21

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Pollen Street Plc Corporate entity Shares 50–75%, Voting 50–75% 2023-12-06 Ceased 2024-03-19
Psc Nominee 4 Limited Corporate entity Shares 50–75%, Voting 50–75% 2022-01-24 Ceased 2023-12-06
Qatar Holding Llc Corporate entity Shares 50–75%, Voting 25–50%, Appoints directors 2018-01-10 Ceased 2020-08-21
Route 66 Investments Llc Corporate entity Voting 25–50% 2016-04-06 Ceased 2018-01-10

Filing timeline

Last 20 of 275 total filings

Date Type Category Description
2026-03-10 TM01 officers Termination director company with name termination date PDF
2026-02-28 TM01 officers Termination director company with name termination date PDF
2026-02-25 AP01 officers Appoint person director company with name date PDF
2026-02-19 SH01 capital Capital allotment shares PDF
2026-01-27 AP01 officers Appoint person director company with name date PDF
2025-12-05 CS01 confirmation-statement Confirmation statement with updates PDF
2025-11-03 CH01 officers Change person director company with change date PDF
2025-10-31 CH01 officers Change person director company with change date PDF
2025-07-09 TM01 officers Termination director company with name termination date PDF
2025-07-02 AP01 officers Appoint person director company with name date PDF
2025-07-01 TM01 officers Termination director company with name termination date PDF
2025-07-01 AP01 officers Appoint person director company with name date PDF
2025-06-11 AA accounts Accounts with accounts type group
2025-05-27 SH01 capital Capital allotment shares PDF
2025-03-10 RP04AP01 officers Second filing of director appointment with name
2025-03-03 AP01 officers Appoint person director company with name date
2025-02-06 TM01 officers Termination director company with name termination date PDF
2025-01-09 TM01 officers Termination director company with name termination date PDF
2024-12-19 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-09-23 AA accounts Accounts with accounts type group

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
14

last 12 months

Capital events
2

last 24 months

Officers appointed
4

last 12 months

Officers resigned
4

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

Latest filed period vs the prior one

Accounts are PDF-filed; numeric extraction for this statement type (this accounts) is not yet supported in StatDesk. See the Companies House filing for the underlying figures.

Official Companies House page