ALTERNATIVE COMMERCIAL FINANCE LIMITED
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Next accounts due
2026-05-31 (this month)
Last filed for 2024-08-31
Confirmation statement due
2026-06-12 (in 1mo)
Last made up 2025-05-29
Watchouts
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
2 PSCs ceased in last 24 months
Significant control changed hands — see the Ownership section.
Accounts
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Saul Fairholm Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After reviewing the group's forecasts and projections, the directors are of the opinion that the group has adequate resources to continue in operational existence for the foreseeable future. The group therefore continues to adopt the going concern basis in preparing its consolidated financial statements.”
Group structure
- ALTERNATIVE COMMERCIAL FINANCE LIMITED · parent
- ACF Acquisition 11 Limited 100%
- Room Twelve Ltd 100%
- Zarah Housing Ltd 0%
- Zarah Developments Limited 0%
- Zarah Social Investments Ltd 100%
Significant events
- “The £16,361,100 bond funding found within creditor amounts falling due after one year is set to be refinanced in line with the 31st December 2025 redemption date or before in the next financial year. Currently the directors are preparing to sell the trade and assets of a trading subsidiary as a going concern into a re-financing structure that will provide funds to repay the debt on the balance sheet in full.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
1 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COLES, Sophie Jane | Director | 2013-05-29 | Jan 1983 | British |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ALAGNA, Alessandro | Director | 2014-05-01 | 2015-05-06 |
| COLES, Richard David | Director | 2014-05-01 | 2025-09-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Richard Coles | Individual | Shares 25–50%, Voting 25–50% | 2021-11-12 | Ceased 2025-10-13 |
| Mr Richard Coles | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2025-10-13 |
| Miss Sophie Jane Coles | Individual | Shares 50–75%, Voting 50–75%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 49 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-10-15 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-10-15 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-10-15 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-10-15 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-06 | AA | accounts | Accounts with accounts type group | |
| 2024-06-04 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-02-12 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-01-12 | AA | accounts | Accounts with accounts type group | |
| 2023-05-31 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-15 | CH01 | officers | Change person director company with change date | |
| 2023-05-15 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2023-01-04 | AA | accounts | Accounts with accounts type small | |
| 2022-06-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-01-10 | AA | accounts | Accounts with accounts type small | |
| 2021-11-12 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2021-06-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-05-19 | AA | accounts | Accounts with accounts type small | |
| 2020-09-02 | AA01 | accounts | Change account reference date company previous extended | |
| 2020-08-28 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
Latest filed period vs the prior one