UK Companies House feature
ALTERNATIVE COMMERCIAL FINANCE LIMITED
Profile
- Company number
- 08547499
- Status
- Active
- Incorporation
- 2013-05-29
- Last accounts made up
- 2024-08-31
- Account category
- GROUP
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- Saul Fairholm Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After reviewing the group's forecasts and projections, the directors are of the opinion that the group has adequate resources to continue in operational existence for the foreseeable future. The group therefore continues to adopt the going concern basis in preparing its consolidated financial statements.”
Subsidiaries
- ACF Acquisition 11 Limited · 100% held · United Kingdom · Rental of equipment
- Room Twelve Ltd · 100% held · United Kingdom · Rental of equipment
- Zarah Housing Ltd · 0% held · United Kingdom · Provision of housing
- Zarah Developments Limited · 0% held · United Kingdom · Property Development
- Zarah Social Investments Ltd · 100% held · United Kingdom · Holding company
Significant events
- “The £16,361,100 bond funding found within creditor amounts falling due after one year is set to be refinanced in line with the 31st December 2025 redemption date or before in the next financial year. Currently the directors are preparing to sell the trade and assets of a trading subsidiary as a going concern into a re-financing structure that will provide funds to repay the debt on the balance sheet in full.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
1 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COLES, Sophie Jane | Director | 2013-05-29 | Jan 1983 | British |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ALAGNA, Alessandro | Director | 2014-05-01 | 2015-05-06 |
| COLES, Richard David | Director | 2014-05-01 | 2025-09-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Richard Coles | Individual | Shares 25–50%, Voting 25–50% | 2021-11-12 | Ceased 2025-10-13 |
| Mr Richard Coles | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2025-10-13 |
| Miss Sophie Jane Coles | Individual | Shares 50–75%, Voting 50–75%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 49 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-10-15 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2025-10-15 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2025-10-15 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2025-10-15 | TM01 | officers | termination director company with name termination date |
| 2025-06-03 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-03-06 | AA | accounts | accounts with accounts type group |
| 2024-06-04 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-02-12 | AD01 | address | change registered office address company with date old address new address |
| 2024-01-12 | AA | accounts | accounts with accounts type group |
| 2023-05-31 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-05-15 | CH01 | officers | change person director company with change date |
| 2023-05-15 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2023-01-04 | AA | accounts | accounts with accounts type small |
| 2022-06-10 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-01-10 | AA | accounts | accounts with accounts type small |
| 2021-11-12 | PSC01 | persons-with-significant-control | notification of a person with significant control |
| 2021-06-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-05-19 | AA | accounts | accounts with accounts type small |
| 2020-09-02 | AA01 | accounts | change account reference date company previous extended |
| 2020-08-28 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.